Words & Banter

It’s Not Complicated … It’s Just DOLLARS & SENSE

Money. It’s the first thing Red thought about when her husband came home and, totally unexpectedly, told her he was fired. And what was the first thing she did? She freaked out (Black likes to say that Red finally used her theater degree), assuming the worst about their financial situation. And if that wasn’t bad enough, she was certain she couldn’t “do” personal finance.

She then made a third foolish assumption … that her sister Black, who had an M.B.A. in International Finance, would tell her what to do. Instead, after giving Red a few days to deal with her emotions, Black started to ask her basic questions about their financial situation, and it became obvious Red’s default setting was to “freak out”.


And so Red’s journey (which Black turned into our bestselling book, What I Learned About Life When My Husband Got Fired!) began with learning the basics of personal finance and, ultimately, she’d realize that Black wasn’t being sarcastic when she said,

When it comes to money, you have two choices: you can let your money control you, or you can control your money.

But first, Red, a straight-A student, had to overcome the unfounded belief that she wasn’t capable of learning about money. She had to find a way to get around the mental roadblocks of being intimidated by financial terminology and concepts, which the very thought of gave her a headache. And then Black simply asked,

Can you add and subtract? If so, you’re qualified to “do” personal finance.

So, whether you’re more like Red (was), feel like you’ve got a good handle on your money but are always looking for tips and tools, or merely are curious about Black’s unusual ways of looking at money (or her sarcastic comments), we think you’ll enjoy the DOLLARS & SENSE section on our new site in the new year.

Until then, and especially since “tis the season for spending”, we want to share some of our favorite money posts:

P.S. – And whether you’re trying to survive the holiday season (this checklist is about more than just money) or looking forward to a fresh start in the New Year (although maybe not the “resolutions” part), stay tuned as later this month we’ll have a post dedicated to THE BIG PICTURE. (FYI, our subscribers get sneak peeks before we post online.)

Red's two Labradoodles

Photo taken by Red

May is National Pet Month, and it’s a bittersweet time for Red as she lost Moo (her black Labradoodle pictured above) just before the New Year. It’s the first time she’s been without a pet since Woof arrived (see below for original post from 2021, including the third “silly name”), and not a day goes by that she doesn’t miss the companionship and unconditional love. So, she tries to focus on all the wonderful memories, knowing that one day she’ll welcome another pet into her life …



Red's Head assets.rebelmouse.io


Well, this month marks 18 years since you changed my life, so I wanted to thank you. Again. For bringing such happiness into the lives of the girls and me, although some heartbreaking sadness, too. But there's nothing like unconditional love.


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OK, but can you tell me what you are talking about?


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Do you remember when I moved to Houston after living overseas, and we started going to the Hyatt Hill Country in San Antonio for Memorial Day weekend? You were married to Larry, and his girls were young, and Natasha and Sawyer were even younger. Well, in 2003 you asked me if it was OK if you got us a puppy.


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You had always talked about getting a dog but wanted to have children first. The timing seemed right, but given your allergies, the options were limited. Until I learned about a new breed, well technically a mixed breed, originally developed in Australia to be hypoallergenic guide dogs.


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I'll never forget you showing me photos of the most incredibly adorable dogs I'd ever seen. The fact Labradoodles were half standard poodle, which was what I had initially thought we'd get, and half Labrador Retriever was amazing. But only you could find the perfect dog from an article in a business magazine.
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What better way to celebrate May Day than bringing back one of Black’s favorite posts? A little history (for Red), mixed with fertility and workers’ rights (no, we’re not kidding), and a reminder that sometimes "pole dancing" doesn’t only happen in clubs …

If you’ve never thought about May Day, don’t worry, most of us haven’t.

BANTER BITE BACKSTORY: Red appreciates that some holidays have historical significance, some have ancient traditions, and some are opportunities for one of Black’s unexpected, but often amusing and clever, comments, but May Day checks all those boxes.

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Photo by mevans on iStock
Since we first ran the conversation below, autism awareness has become more commonplace, but there’s a big difference between that and acceptance. (Which is why April is now Autism ACCEPTANCE Month.) Not to mention assumptions. Labels aside, don’t we all have something of value to contribute? Think about your different abilities (Black calls them “diff-abilities”), and you may find a new way to look at others, especially those with autism -- with respect, empathy, and a desire to better understand their situations, strengths, and challenges.


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Did you know that April's Autism Awareness Month? I wasn't aware (pun intended) of it until I read our local homeowner's monthly newsletter and it caught my eye.


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Actually, last month the founding organization, the Autism Society, changed "Awareness "to "Acceptance" to foster inclusivity, as knowing about something is very different from accepting it. But I am guessing that is not the point of this call.


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Although it isn't autism, it reminded me of years ago when we found out that Natasha has learning disabilities.


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I think you mean DIFF-abilities.


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Of course, that's another thing I remember. I was focused on the negative aspects of her diagnosis until you asked me, point-blank, "Why are they called disabilities?" And proceeded to explain that everyone has different strengths and weaknesses.


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Exactly! Imagine the world if everyone excelled at math, but flunked English. Or, a world of lawyers, but no musicians. Some people are better at social skills, while others excel at handling technical data. Why not just say that people who have different skillsets and abilities have DIFF-abilities versus making them feel like they have shortcomings?
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