Words & Banter

It’s Not Complicated … It’s Just DOLLARS & SENSE

Money. It’s the first thing Red thought about when her husband came home and, totally unexpectedly, told her he was fired. And what was the first thing she did? She freaked out (Black likes to say that Red finally used her theater degree), assuming the worst about their financial situation. And if that wasn’t bad enough, she was certain she couldn’t “do” personal finance.

She then made a third foolish assumption … that her sister Black, who had an M.B.A. in International Finance, would tell her what to do. Instead, after giving Red a few days to deal with her emotions, Black started to ask her basic questions about their financial situation, and it became obvious Red’s default setting was to “freak out”.


And so Red’s journey (which Black turned into our bestselling book, What I Learned About Life When My Husband Got Fired!) began with learning the basics of personal finance and, ultimately, she’d realize that Black wasn’t being sarcastic when she said,

When it comes to money, you have two choices: you can let your money control you, or you can control your money.

But first, Red, a straight-A student, had to overcome the unfounded belief that she wasn’t capable of learning about money. She had to find a way to get around the mental roadblocks of being intimidated by financial terminology and concepts, which the very thought of gave her a headache. And then Black simply asked,

Can you add and subtract? If so, you’re qualified to “do” personal finance.

So, whether you’re more like Red (was), feel like you’ve got a good handle on your money but are always looking for tips and tools, or merely are curious about Black’s unusual ways of looking at money (or her sarcastic comments), we think you’ll enjoy the DOLLARS & SENSE section on our new site in the new year.

Until then, and especially since “tis the season for spending”, we want to share some of our favorite money posts:

P.S. – And whether you’re trying to survive the holiday season (this checklist is about more than just money) or looking forward to a fresh start in the New Year (although maybe not the “resolutions” part), stay tuned as later this month we’ll have a post dedicated to THE BIG PICTURE. (FYI, our subscribers get sneak peeks before we post online.)

We all “celebrate” Memorial Day differently, but we all should remember it’s a day to honor those who gave their lives serving this country.

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Photo by Iam Anupong on iStock

After decades away from golf, Red decided she wanted to start playing again. On a recent Sunday, after going to the driving range, she met up with Black. And the very first thing Black said to her? “So, are you wearing white pantyhose?” They both laughed, but hours later, Red realized the perfect reply (don’t you hate when that happens?) would have been, “No, but I’m honoring Skin Cancer Awareness Month!" Confused? Then read one of Red's favorite posts ...

I'll never forget the day. It was an "almost" ordinary day out on the golf course with my mom and dad during the heat of a Long Island summer. Now, if "Long Island" conjures up images of stately manors on the North Shore (think "Great Gatsby") or beachfront mansions in the Hamptons (think Robin Leach and his popular show "Lifestyles of the Rich and Famous"), you can put those out of your head. I'm not talking about some fancy country club golf course, just a regular public course.

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Design by Sawyer Pennington, Underlying photo by Ye Jinghan on Unsplash

Second Chance Month may almost be over, but giving someone a second chance, especially for those who’ve been on the wrong side of the law, shouldn’t end when April does. Because we’ve all made mistakes, and a second chance is a gift that can make all the difference, as Red dramatically learned below



red headred headassets.rebelmouse.io

I had no idea that April was “Second Chance Month” until you sent me the official proclamation. I find it interesting that in the midst of juggling our usual million and one Red & Black things, your interest in criminal justice, which I know you consider a “passion project”, is as strong as ever, maybe even stronger.


Black's HeadBlackassets.rebelmouse.io

It is not intentional, sometimes “passion projects” find you. And, when you least expect it.


red headred headassets.rebelmouse.io

Or where you least expect it! Only you would take a “field trip” to a men’s prison.


Black's HeadBlackassets.rebelmouse.io

I will not get on my soapbox about how our education system contributes to the criminal justice problem. I will never forget a friend of mine who was formerly incarcerated telling me, “Rehabilitating people makes the assumption they were habilitated in the first place.”


red headred headassets.rebelmouse.io

When you stop and think about that statement, it’s pretty powerful! But I have to smile as once upon a time you, and I, used words like “offenders” and “prisoners” until we learned how our choice of words could be dehumanizing.


Blackassets.rebelmouse.io

Says the woman who once believed in the idea of “lock ’em up and throw away the key”.
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