assets.rebelmouse.io | Sometimes I really question whether we're sisters. I know you love research, but some of us, myself included, find studies and statistics boring. And tedious. |
Black assets.rebelmouse.io | Ah, but at least you can read and understand them; you just do not want to. Huge difference. |
assets.rebelmouse.io | Good point. Although I do struggle with statistics as, unlike you, I've never been comfortable with numbers. |
Black assets.rebelmouse.io | Is this going to be one of those philosophical conversations, or do you have something specific in mind? And, FYI, having skill with numbers and mathematics is called numeracy. |
assets.rebelmouse.io | Whatever. Although I'm guessing numeracy falls under the umbrella of literacy. And, yes, I'll admit that, until recently, I thought "literacy" just meant the ability to read and write. |
Black assets.rebelmouse.io | Most people do, which is understandable since it is the dictionary definition. I will not quote statistics on how many people do not have those basic skills, but even if you do, it does not mean you know how to apply them to ask questions, get information, and make informed decisions. That is functional literacy. |
assets.rebelmouse.io | Even though I was a straight-A student with a college degree, that's one of the first things you had to teach me when I had my "crisis". So, why do I feel like I'm about to become a poster child for illiteracy?! |
Black assets.rebelmouse.io | I hate the word "illiteracy" as it has a negative connotation of being ignorant or uneducated when, in reality, it probably is never having been exposed to the subject matter and/or recognizing its importance. |
assets.rebelmouse.io | Like me when it came to money. I was 40+ years old and not only didn't know how to budget, I never even thought about why it was important. But it wasn't until we were asked to develop and teach a personal finance course at KIPP Houston High School that we learned it's called "financial literacy." At the time, I thought it was the education world using an impressive-sounding phrase instead of being more straightforward. |
Black assets.rebelmouse.io | Terminology aside, financial literacy is about making informed financial decisions. Regardless of your financial situation, as I have proven. Remember, early in my career, I almost declared bankruptcy because I did not apply what I learned in business school and the corporate world to my finances. |
assets.rebelmouse.io | That story always seems to resonate with so many people, myself included. Especially if we're looking for a reason, or
at least an excuse, for not knowing what we should know. I used to think,
"Ignorance is bliss." Until you made me
understand that what I don't know can hurt me. And my family. |
Black assets.rebelmouse.io | It is even more far-reaching as there is a ripple effect on communities and cities, and so on. Before reading Houston's Adult Literacy Blueprint, the joint initiative between the Mayor's Office of Adult Literacy (when created in 2019, the only office of its kind in the nation) and the Barbara Bush Houston Literacy Foundation, I never realized the impact of literacy – including financial, digital, and health literacy. |
assets.rebelmouse.io | I admit that when you sent me the Executive Summary, I only looked at the quotes and sentences that "pop out" from the rest of the text. But, even so, I was truly shocked to learn that one in three adults in Houston lacks the necessary skills to fully participate in the workplace and society! And when I saw the "What is functional literacy?" diagram, I not only didn't even know what digital and health literacy meant, I was almost too embarrassed to ask. |
Black assets.rebelmouse.io | Hence the purpose of the Blueprint. It is a strategic plan to ensure more adults acquire the literacy skills they need to succeed in the workplace and in life, but also is a document to raise awareness of the issues. |
assets.rebelmouse.io | Be honest. Besides people like you, how many will read the summary, let alone the full report? |
Black assets.rebelmouse.io | For organizations or companies addressing the problem, it is a valuable document. If you are looking for employees or are interested in breaking the cycle of poverty, it will be of interest. Or, maybe you merely need documentation to satisfy people who want "proof" or supporting backup about the importance of literacy. |
assets.rebelmouse.io | But isn't it important for all of us to understand the importance of literacy since it impacts all of us? |
Black assets.rebelmouse.io | Yes. But, as you said, it is unlikely people will read the studies. Good news is September is Adult & Family Literacy Month, and that should help increase awareness. So, how did you find out more about digital literacy? And, I am talking about the concept, not you personally, as I know that in an ideal world, you would never have to deal with technology, whether your computer or your cell phone. Although you have become more tech-savvy than you realize. |
assets.rebelmouse.io | Until we met with Jackie Aguilera from the Mayor's Office of Adult Literacy, I never thought about how you need basic digital skills (such as emails and other communication tools, using the internet, and even the ability to get on a Zoom call) not only to be able to get a job and move up the ladder but now, thanks to the pandemic, to attend online classes. |
Black assets.rebelmouse.io | Plus, using the internet means you need the ability to find and understand information, especially to make sure it is accurate and credible. Unfortunately, so many people repeat whatever they find, thinking it must be true. |
assets.rebelmouse.io | That's a topic onto itself. But let's face it, not everyone's as critical as you. |
Black assets.rebelmouse.io | You say that like it is a bad thing. |
assets.rebelmouse.io | Cute. But lately, there's no shortage of conflicting information, whether on the internet or in the media. And it's confusing. For example, the COVID-19 vaccines. Which brings up health literacy. Again, I didn't know what it meant until Jackie explained it could be something as basic as the instructions on a prescription or the nutritional information on food packages, but it's all part of understanding general health information and services to be able to make smart decisions. |
Black assets.rebelmouse.io | Even I find health issues confusing. Too many moving parts to our body and, like a car, so many things that affect its performance. |
assets.rebelmouse.io | Of source, a car analogy! Well, it turns out that I'm health literate and I didn't even know it. Who knew that all those years asking questions about the girls' health issues – ranging from routine ailments like colds and stomach aches to sports injuries and reading challenges – to the more complicated and long-term issues that first daddy and now mommy faced – were all part of my "training" in being health literate?! |
Black assets.rebelmouse.io | Yes, but remember when it specifically came to health insurance, you initially needed plenty of help deciphering it. Until you realized it followed the same formula as everything else … ask questions, get information, make informed decisions. |
assets.rebelmouse.io | The funny thing is that, at first, when it was financial matters, I didn't think I could do it. But once I tried, I realized I could. Which then gave me the confidence – and motivation – to tackle other topics. Now we just need to tell more people about the power of literacy and how it can be a blueprint for life. |
Black assets.rebelmouse.io | We just did. |
Want to read other columns? Here's a list.
Is it a way to meet people, share memories, or help the environment? Or is it about bargain hunting? As we've talked about before, garage sales can be about so much more than just getting rid of things you no longer want …
Black assets.rebelmouse.io | Thanks for the accounting of your garage sale. But, given how many hours you spent preparing for it, and then the actual sale itself, did you calculate how much you “earned” on a $/hour basis? |
red head assets.rebelmouse.io | No, all I know is that it seemed to take forever to go through everything in Mom’s house and decide what to keep, what to sell, what to donate. And what to trash. As far as the garage sale, I’ll give you your half the next time I see you. |
Black assets.rebelmouse.io | Keep my half. You did all the work. I did not even offer to help. |
red head assets.rebelmouse.io | And that was a big help. Thank you. |
Black assets.rebelmouse.io | Obviously, you must be exhausted because you are making no sense. |
red head assets.rebelmouse.io | Sorry, but I have a specific way of running garage sales, and the last thing I needed was another “cook in the kitchen” . |
Black assets.rebelmouse.io | Not a good analogy as “cook” is a four-letter word that I do not use. |
red head assets.rebelmouse.io | Cute. But seriously, I knew if I had asked you to help, you would’ve. But I can only imagine how you’d have reacted when you first saw all the stuff for sale. Especially as I treat garage sales as a way to get rid of items that I know have very little value. I’m not trying to maximize the money I make; I’m just trying to make the stuff “go away”. In fact, I don’t even put prices on them. |
Black assets.rebelmouse.io | That all makes sense. Except for not having everything pre-priced. That would drive me crazy. How do you know what to charge people? |
red head assets.rebelmouse.io | It’s an experience thing and another reason why I didn’t ask you to help. I have a sense of prices, but not something I could quantify in advance. When someone arrives, I tell them that everything’s cheap and give them an example. They usually look at me like, “Wow, she means it.” And then I tell them to collect what they want and that I promise to give them a good price. And I do. |
Black assets.rebelmouse.io | Is that why you and Mom never had joint garage sales? I cannot imagine she would let you determine prices on the spot. |
red head assets.rebelmouse.io | Actually, she’s the one who “taught” me not to price things. That if someone picks up something or you see them looking at it, they’re interested. And that’s all you need to know. Where we differed was in how much to charge. To her, it was fun, but also a way to make money. To me, a garage sale isn’t my retirement account. It’s my way to get rid of stuff, especially big, bulky stuff. |
Black assets.rebelmouse.io | In other words, people are paying you to haul off your trash. Or, save you trips taking stuff to your local thrift stores. |
red head assets.rebelmouse.io | Exactly. Although I still take a lot of items to thrift stores that would probably sell for a decent price at a garage sale because I believe in what they’re doing, and I know that my donations make a difference. But I forgot how fun a garage sale can be, meeting people and laughing, just making connections, and knowing that someone will now enjoy and/or use your things. Or, in this case, Mom’s things. |
Black assets.rebelmouse.io | Is there a particular age group that came to your garage sale? |
red head assets.rebelmouse.io | It was truly a mix of people. Not counting the kids tagging along with their parents, which reminded me of when the girls would set up a lemonade stand to benefit Make-A-Wish at my garage sales years ago, they ranged from 20-somethings to senior citizens. But I’m almost afraid to ask why you asked. |
Black assets.rebelmouse.io | I will not get into studies and statistics, but younger people are really into the environment and reusing older things, especially clothing (which is one of the three “new” R’s – reduce – reuse – recycle ). So, garage sales, along with thrift stores, are becoming more popular than ever. |
red head assets.rebelmouse.io | I love it! And the idea of so many of Mom’s things, now that she’s passed, will get to live on and be enjoyed by others. |
Black assets.rebelmouse.io | At the risk of sounding like a MasterCard commercial , there are some things that money cannot buy. Like sentimental value and fond memories. |
red head assets.rebelmouse.io | I know. Which is why the process of sorting everything was so time-consuming. Interestingly, when that came up in conversation during the garage sale, so many people could relate and then shared their own stories. It was as if they wanted me to know that Mom’s things were getting a good home. |
Black assets.rebelmouse.io | Well, if you add that to the cash you made, it sounds like a very successful garage sale. Hopefully, the next sale, being an estate sale with larger and higher-priced items, will be as successful. And, although I tried to get you to use a professional “estate sale” company that would do everything for you, I am beginning to understand why you decided to do it yourself. |
red head assets.rebelmouse.io | The hardest part was culling and organizing, and there was no way I’d let strangers go through all of Mom’s things. And the internet makes “advertising” the sale and posting items online very easy. All-in-all, there’s no reason we can’t do it ourselves. |
Black assets.rebelmouse.io | We?! |
red head assets.rebelmouse.io | Yes, because your ability to combine photos into a single image and correct my grammar is important. But your spreadsheets will be critical. |
Black assets.rebelmouse.io | Now, that I can do. |
Remember summer reruns on TV? Well, this month’s column is a first … it’s a “rerun” of our July 2020 column, except we added the word “CRITICAL” in the title. Because, four years later, we feel it’s very sad (and scary) that our sentiments about our country’s leaders having the strength, courage, and conviction to be independent thinkers are still relevant (maybe even more than before). So, the Fourth of July may be behind us, but Election Day will be here before you know it.
I keep forgetting to ask you, since Sawyer is away at camp, what did you do for July 4th? | |
Well, it was
a very different Fourth of July. No
kids. No barbeque. No fireworks.
| |
I know most of the fireworks were cancelled, but is your barbeque grill broken? | |
No, this year I decided to declare my "independence" from doing a big holiday grocery shop, major prep work, and cooking outdoors in Texas heat. | |
I wish there were more people willing to declare their independence. | |
Somehow I don't think you're talking about me making an easy pasta dish in the comfort of my air-conditioned house vs. standing over a hot barbeque on a hot day. |
No, but the quote, "If you can't stand the heat, get out of the kitchen" does apply to a bunch of elected government "leaders" – and I use that terms loosely as they actually seem to be "followers." You cannot tell me they do not see how their actions – or inactions – are hurting their constituents. | |
Although I agree with you, I can see where some elected officials feel the need to maintain the party line. Like you've always told me, you have to pick your battles. | |
Black headassets.rebelmouse.io | Yes, but we are talking about people's lives. You are the history buff, so you well know there was a time when people would give their lives to do what they felt was right – for their families, for their community, for their country. Even if that meant standing up to those in control. |
Yes, but I think you're being a bit dramatic. Which is interesting as I was the theater major, not you. After all, equating sacrificing your life to taking a stand about your beliefs is different from leaders who aren't willing to "speak up" to "higher-ups". | |
Black headassets.rebelmouse.io | Really? One is risking their life – the other, maybe, their career. True leadership is about doing what is right. And, if you feel that something that is wrong, take an independent stand. It is about having the strength, courage, and conviction to do what you believe is right. |
red headassets.rebelmouse.io | Sounds like you watched "The Patriot" over the holiday weekend. |
spiky hairassets.rebelmouse.io | Never heard of it, but you are the movie-goer, not me. Although we both know your primary motivation is the popcorn. |
True. Anyway, it starred Mel Gibson as an American colonist, and although an "action movie" showing our fight to win independence from Britain, it still explores those exact themes. America may not be a perfect country, but it has always stood up and been willing to fight for what it believes in. | |
Yes, but that is harder to do when leaders are not leading, but rather just following. Being a true leader requires independent thinking. | |
That reminds me of something someone told me decades ago about a colleague they worked with, "He would be a great leader, if only people would follow him." It definitely made me laugh. | |
black headassets.rebelmouse.io | Sometimes you do not realize the wisdom of a true leader until much later. Initially, they may be measured by doing what is popular or convenient. |
I love history, and there are countless examples of just that, but I'm not sure how you begin to crack that nut. Today, thinking, yet alone independent thinking, isn't what a lot of people do well. | |
black headassets.rebelmouse.io | OK, Miss History. After we got our independence from England, how were we ruled? Who made all the decisions? |
Is this a trick question? | |
black headassets.rebelmouse.io | No, I do not know the answer, and I am trying to understand what happened and why. |
First, my disclaimer that I know more about Tudor history than American history, but to keep it short and simple, the 13 states had to find a way to work together, and the original structure (if you're ever on Jeopardy remember "The Articles of Confederation") gave the states a lot of power. However, that didn't work out so well, and after just a few years, there was the brilliant idea to create The Constitution, which establishes and defines the separation of powers. | |
black headassets.rebelmouse.io | So, it required a lot of creative thinking, with an end goal of what was best for "We the people". In other words, when our country was born – it was led by independent thinkers not people that merely followed along. |
Yes, but that's history. Good luck turning back that clock! It would require those "up the ranks" to relinquish some of their power. And need I remind you that we had to fight the War of Independence to achieve that? | |
black head assets.rebelmouse.io | That history fact, I do know. However, I think we have recently witnessed the importance – and power – of independent thinking. And, combined with good leadership, it can result in great things. |
Absolutely! And to say there's such an overwhelming need for that at this critical time would be a huge understatement. Maybe it's time for another revolution, although this time make it peaceful. | |
The War of Independent Thinking. Now that would warrant fireworks. |
How you celebrate July 4th may change from year to year (Red will still enjoy a quiet holiday, but this year will be reading as it may take all summer to get through “War and Peace”), but what should never change is remembering WHY (one of Black’s favorite words) we celebrate as well as the sacrifices made to live in a free country …
Red assets.rebelmouse.io | This is going to be a very unusual July 4 th for me, with neither girl being home. Natasha always hated the fireworks, but Sawyer would insist we do all the traditional things – barbequing, lots of watermelon, and then watching the fireworks in the Texas heat and humidity. So, this year, I plan to make it a really “cool” holiday … staying in the air-conditioned house, watching a movie or one of my TV series, and celebrating my day of independence from any “mom” responsibilities with a big bucket of freshly popped popcorn! |
Black assets.rebelmouse.io | Well, everyone celebrates differently. But, when I think of Independence Day, I think about the challenges our Founding Fathers faced when they drafted the Declaration of Independence , especially as they did not always agree on issues. Challenges our nation continues to face (it is a holiday, so I will not get into the increasingly divisive aspects of politics). And, I cannot help but wonder how many people realize the extent of the sacrifices made by those who signed it in exchange for our country’s freedom. Which is why, as we celebrate July 4th, we need to remember, |
We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness.