It started with a question …
At our first speaking engagement shortly after Neiman Marcus launched our book, during Q&A someone asked the seemingly innocent question, "Why isn't this taught in school?" How were we to know that just months later we would be developing and teaching a 12-week "Red & Black Personal Finance and Life 101" program to the Class of 2010 at KIPP Houston High School? Or that it would result in What I Learned About Life When My Husband Got Fired! being approved as a personal financial literacy textbook by the (Texas) State Board of Education.
KIPP Houston High School (KHHS)
For those of you not familiar with KIPP (which included us up until a few days before our initial meeting with them), it stands for Knowledge Is Power Program and was co-founded by Teach For America alumnae Mike Feinberg and Dave Levin in Houston in 1994. Since then, KIPP has grown to a national network of public schools which are recognized for narrowing the achievement gap in public education and putting underserved students on the path to college.
KIPP Houston High School is where our unexpected, but extremely rewarding, journey into the world of education began. Although the Texas Education Agency (TEA) requires essential knowledge and skills in personal financial literacy be incorporated into various courses and grade levels, KIPP felt financial literacy is such a critical component of college and life readiness for seniors (soon to be college freshmen) that it should have its own curriculum. We were as surprised as anyone when they asked us to not only develop, but to teach, the program and owe our gratitude to KIPP for its trust in us and for seeing past the messengers and focusing on the message.
Our Guinea Pigs
Once we committed to developing the program, Black recognized we needed expert advice so she requested a focus group of high school seniors. Eight amazing students, who we fondly call our "Guinea Pigs," met with us for five weekly working lunches. After reading specific sections of the book, they identified the key topics they thought should be covered in the program. In addition, it was the "Guinea Pigs" who recommended our book should be used as a textbook, calling it a "reality show in a book". Looking back, they were the first to use a "book club approach", although we didn't realize it (or the power of the format) until many months later.
Test Driving A Second Version
We organized the weekly classes to first address financial topics, and then we went back through the book to cover the other topics (such as time management, dealing with stress, relationships … in other words, Life 101). At the end of the semester, Black surveyed the students and their input, suggestions, and feedback was instrumental in the development of our book submittal to TEA (and may help explain why the book was approved in less than 30 days).
The submittal, which ultimately was turned into a companion guide for educators, organized the classes so that you would start at the beginning of the book and work your way through the chapters (basically what the Guinea Pigs had suggested). It sounded good on paper, but we wanted to see first-hand if it actually worked. And, although both ways worked, we believe a true "book club approach" works better.
Don't Take Our Word For It
Yes, the (Texas) State Board of Education approved the book, but we're more excited that it's student-approved. In fact, it was the sentiments expressed in the student's thank you notes (to the anonymous book donor) that had the greatest impact on us.
Want to read amazing comments from the KIPP students about the Red & Black program?
We know that some people prefer statistics over quotes (Black likes both quantitative and qualitative "evidence"), so we thought we would also include the numbers from our "non-scientific" surveys:
- "Non-Scientific" Survey Results from the Class of 2010
- "Non-Scientific" Survey Results from the Class of 2011
Starting our journey into the world of education at KIPP was an amazing experience and truly an education for us as well. We never expected this detour and never dreamed that KIPP would issue not one, but two, press releases about us!
- KIPP Takes an Unusual Approach to Developing New Financial Literacy Program Press Release (May 2010 Press Release)
- KIPP Believes Personal Financial Literacy Should Have Its Own Curriculum (September 2011 Press Release)
If you have any questions, or want additional information (including FREE educational resources), please contact us at education@RedandBlackBooks.com.
Our banter may start with two sisters, but it’s getting families, friends, and even classrooms talking.
October is Health Literacy Month, and if you've ever struggled to understand medical terminology, figure out what health information to trust, or weigh the risks and benefits of treatment options, you already know why health literacy matters.
Each of us approaches health information very differently, but as you'll discover, even Black, who enjoys statistics and research, finds navigating healthcare complicated. And Red? Just thinking about it can give her a headache!
| As a mom, over the years, I've had to become familiar with various children's health issues and basic healthcare (and don't get me started on health insurance). But whenever it was something more than the common cold or flu, a stomach ache, or the usual scrapes and bruises, I felt like I was back in school. And between the terminology and trying to understand how the body works, I often felt like I needed a nursing degree. Not to mention, there's so much information on the internet, it can be overwhelming as well as confusing and sometimes scary. Over the years, I've also had to deal with my aging parents' more serious health issues, and I've lost count of the pages of notes I've taken and questions I've asked. Or the conversations discussing risks vs. benefits that I've had with medical professionals and my sister. (I'm glad Black finds statistics "fun" and can look at them unemotionally because they give me a headache.) |
| Until recently, I had never heard the term "health literacy," and when I first did, I initially thought about general literacy skills such as the ability to read and understand numbers. Skills that are essential if you are sick and need health information and services, but also impact health decisions that should be simple, like filling out forms, taking over-the-counter drugs (aspirin, cold and flu remedies, etc.), and learning about the things we should (or should not) do to live a healthier life and reduce the chances of serious illness. But then, I thought about how anytime I had to deal with a health issue, especially ones that could potentially be serious, it was a tedious, complicated, and technical challenge. And, at the risk of sounding arrogant, I like to consider myself well-read, pragmatic, and comfortable with numbers and research documents. In other words, although it impacts some people more than others, the issue of "health literacy" affects us all. (And, that does not even address what it does to the cost of healthcare.) |
THE CONVERSATION STARTERS
- Before now, have you ever thought about "health literacy"? How would you describe it? What impact does it have on your life? How can it impact your ability to be successful in the workplace?
- Why do health and healthcare topics seem so daunting?
- Does health literacy only impact you when you are facing health issues? Why or why not?
- Have you ever had a medical situation or condition that required you to learn more about it? Where did you seek information? Did you have any problems learning about it?
October is Bat Appreciation Month, and while most people associate bats with Halloween, they remind Red of something very different and far more important: her daughter, Natasha, a memorable trip to Austin, and a surprising decision by Black.
What started with thousands of bats flying out from under Austin's Congress Avenue Bridge eventually led to Natasha and Black getting their first — and matching tattoos. Of a bat. (Yes, Black has a tattoo!) It's a family story about memories, unexpected connections, and how something as unusual as bats can become surprisingly meaningful. | Thanks for sending me Natasha's Austin-inspired business plan. But while I know that's her future, I can't help but think about the first time I took her to Austin. |
| All I remember is that it was love at first sight. |
| It was on our way home from taking Sawyer to camp, and I told her we were making a slight "detour". She was so excited when I pulled up to the hotel, as she's always loved hotels. But that night, as we walked onto Congress Avenue Bridge and saw thousands and thousands of bats fly out into the sunset, she was mesmerized and "in love". |
| Although I knew about the bats (the largest urban colony of bats in the world), if it were not for Natasha, I never would have planned a trip to Austin to see them. But having watched her watching the bats, I was not surprised, years later, when her first tattoo was a bat. |
| That may not have been surprising, but I was shocked when, a few weeks later, you decided to get a tattoo that was identical to hers. I didn't know that you were such a fan of bats. |
| It was not the bats; it was the fact that it was identical to he tat. Although, I think Natasha and I should add a few more bats. And this time, do it in Austin. |
| It's amazing how so many of my memories of the girls growing up are connected to Austin. |
| Funny thing is, whenever I would be there with you and the girls, and they would "drag" me to that old-time candy store at the top of Congress, I would see things I had not seen since we were little, so would be reminded of us as children. |
| That's always one of the first places they'd want to go to in Austin. That and Green Mesquite BBQ. They both loved Austin, and it wasn't like going to a large city, where there are so many places to go and sights to see. They were always happy to go back to the same familiar places and enjoy simple things, like that snowcone truck or even just walking around downtown. |
| For as long as I can remember, Austin has always been a foodie town. And, it had food trucks before they became popular around the country. Austin has a unique culture, which may be why the girls, but especially Natasha, love it. Its "Keep Austin Weird" vibe not only makes it the perfect place for her, but has provided some great ideas for her business concept. |
| I'll leave the business analysis to you. I know that she's doing that as part of her studies in the U.K., but I prefer to think about the great times we've had in Austin. And the mom in me thinks she'd be very happy to make Austin her home one day. |
| Especially as that's where millions of her beloved Austin bats live. |
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