| You’re going to roll your eyes, but lately, I’ve been thinking a lot about myself. |
| That is totally out of character, unless you are thinking of New Year’s resolutions. |
| Actually, no. For decades, my priorities, and therefore my life, have always been focused on the girls and Mom. But that’s all changing. And I’m not sure how to “change” with it. |
| I know Mom’s passing has left a void in your life. And, although it was over a year ago, it overlapped with you becoming an empty-nester when Sawyer left for college last year. |
| Yes, and having Sawyer home for the holidays, thriving and talking about her future, combined with Natasha possibly buying a home in England, made it all hit home. Pun intended. It’s got me thinking about, well, me. |
| The girls will always need you, although now, for advice, guidance, and support versus day-to-day needs. It is time for the next chapter of your life. |
| Exactly! Except I’m not sure what I want to be when I grow up. |
| I refuse to “grow up.” I refuse to give up on dreams and thinking, pragmatically, of course, what could be. I will never stop being inquisitive. |
| You’ve always had the insatiable curiosity of a child, constantly asking, “Why? Why? Why?” Something I don’t possess, although I do admire it. Except for those times when it’s directed at me. |
| I know it can come across as questioning your decisions, but I am focused on the thought process. Anyway, if you cannot think like a child, what about like a business? |
| Do you mean I should now focus entirely on Red & Black? I love what we do and am excited about all the changes we have in store for 2023, but unlike you, work has never been my “reason for being”. |
| I was not suggesting you become a workaholic; I just think you would benefit from using the concept of a mission statement. But, make it a personal mission statement. |
| That’s easy. A fit and healthy woman of a “certain age” who has finally decluttered her house, organized her boxes full of papers, and has the time, and money, to travel and see family and friends more often. |
| Those are mainly goals and objectives. A business mission statement is a short paragraph, although it can be just a concise sentence, that summarizes the purpose of the business and what is most important to the company. In other words, its “reason for being”. |
| I know the definition, but don’t forget, I think more about the day-to-day stuff while you focus on the “big picture”. |
| Think of the mission statement as the ultimate destination, which you need to identify before you start to figure out how to get there. What is most important to you? What, if anything, are you passionate about? What would you want people to say about you when you are gone? What is the legacy you want to leave? |
| I started to say that’s rather morbid, but it does put everything in perspective. I remember Cousin Frankie’s funeral years ago after he died unexpectedly at a young age. Everyone talked about what a good person he was and how he touched all our lives with love and laughter. I’ll never forget our conversation on the plane home when you said, “How you want to be remembered is a good way to live your life.” |
| Yes, but it often gets forgotten in day-to-day living. New Year’s resolutions can be used as an annual reminder, although monthly reminders would be more effective. Which is why I think a mission statement could be invaluable. |
| I’m not sure how a few sentences, or even a paragraph, would make that big a difference. |
| Just starting to write it helps give you focus. It may be a little rough at first, but fine-tuning provides more clarity. Once written, it will give you a sense of direction. And, if you get off track, you can refer back to it. Although reviewing it on a regular basis to help you stay on track would be even better. |
| I like the thought of having a plan for becoming a “better” me. Too often, I feel like I’m trying to make changes in my life, changes I know are good for me, but without any real direction. |
| It is like getting in a car and driving; you will get somewhere – but not necessarily where you want to go. |
| I know that’s one of your favorite car analogies, but it’s still rather “big picture”. So how do I take this magical mission statement and actually use it? |
| One of the things you already mentioned was “the time, and money, to travel and see family and friends more often.” If you were writing a mission statement, and ignoring the “time and money” part, as everyone wants more of each, why would that be part of it? |
| Because in the last year, I reconnected with old friends “in person”, and it meant so much, not only to me but to them. |
| OK. And, why is that important? |
| Fine, here comes your inquisition. Well, I don’t even know where to begin. But I guess it boils down to letting them know how important they are to me, and how I’ll always be there for them. |
| Can you only do that with in-person visits? |
| Of course not. I’ve always called and/or Facetimed them. |
| Do you have time to write a letter? Can you afford a postage stamp? |
| OK, now you’re just being ridiculous. Or overly sarcastic. |
| Am I? Writing an old-fashioned letter has become a lost art, which means receiving a letter in the mail, or a “for no special reason” greeting card even without a handwritten note, can make an ordinary day – special. |
| I’ve always encouraged the girls to write handwritten thank-you notes but never thought about it in terms of a way to reach out to friends to let them know I’m thinking about them. It’s a nice idea. |
| I was not trying to be nice; I was trying to show you how a mission statement is not only “big picture”, but applies to your day-to-day life. It can help you create realistic resolutions that can become habits, all with the same underlying goal – becoming a “better you”. |
| Makes sense. Now, I just have to decide who I want to be in ’23. |
| Sounds like you are a woman on a mission. |
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It's a running joke in my family that the only reason I go to the movies is for the popcorn. And while that isn't 100% true, it's probably close, as I can't remember a time when popcorn wasn't an essential part of the experience.
I can still remember seeing Mel Brooks' "Young Frankenstein" when it was first released (in 1974) at the Massapequa movie theater, which was literally at one end of an old strip shopping center. It bore no resemblance to today's multiplex cinemas, and the concession stand offerings were very limited. It was dark and a bit dingy, and the seats were old and uncomfortable. But I didn't care because the popcorn more than made up for it. And while I sat through multiple showings of the movie (it's still one of my favorites), I was grateful my dad had given me enough money to buy multiple popcorns, as in those days there was no such thing as the big bucket, let alone free refills.
Fast forward, and some things never change...
First, I ask them to fill the large bucket "really high, please, I haven't eaten all day, and I'm starving." Ok, so I probably did eat earlier, but I need an excuse for asking for a ridiculous amount of popcorn, don't I? Which takes me to the next part of my routine. If the bucket's filled to the point of overflowing, I know exactly the pace to eat it so that it lasts for almost the entire movie. (Trust me, I'm not kidding!) And then, the final part of the routine … I don't start eating my popcorn until the movie begins. Not the coming attractions— the movie. (Unlike Black, who races to finish her small size popcorn by the time the movie starts as if it's something to be ticked off a "to do" list.)
So, think what you will, but for me, the popcorn's a critical part of what makes going to the movies so enjoyable. And has become an amusing memory for my youngest daughter and me, as many years ago, when we were in the concession stand line, she asked me what size popcorn I was getting,
I love you, honey, and you're so smart, but that may be the silliest question you've ever asked me. And, quite possibly, will ever ask me.
To this day, she still remembers it, and although she no longer lives at home, when she hears that I’ve gone to the movies, she’ll jokingly ask me what size popcorn I got. And in the same breath, answer the question. Because she knows that there’s only one answer.The biggest bucket available.
Every time we see the photo above of our "guinea pigs", it brings back such fond memories. You may be thinking, "What? Are they calling those students guinea pigs?!" Well, actually, yes. And before you think ill of us, please know that we use the term with great affection, deep gratitude, and utmost respect. And these eight amazing seniors from the Class of 2010 know that's our nickname for them because ...
We started calling them our "Guinea Pigs" as soon as they volunteered to help us develop our Red & Black Personal Finance and Life 101 program at KIPP Houston High School. It was important that they knew this was truly an “experiment”, as neither one of us was a teacher or a financial expert.
It all started at our first speaking engagement, when during Q&A a woman asked why the topics in our book weren’t taught in school. The next thing we knew, we were sitting in the office of Bryan Contreras, Director of KIPP Through College, and being asked not only to develop, but also to teach, a semester-long personal finance and Life 101 course to their high school seniors. During their spring semester. (Yes, the months right before they graduate.) While Red looked like a deer in headlights (we barely considered ourselves authors, let alone teachers), Black responded as she often does, with a simple:
Sure, not a problem.
While Red went home to carpool and baking cookies, Black did what she does best — use her corporate and business experience to tackle the challenge. So, she requested a "task force" of seniors to help us develop the curriculum because, as she put it:
If it is not relevant, why bother? And, who knows best what is relevant to high school seniors? High school seniors.
Black introduced them to the business concept of a working lunch (which might also be considered a pizza bribe), and we met for five Fridays. We gave them a list of select book excerpts they were expected to read each week so we could discuss what they thought should be included in the curriculum. That first week, they seemed motivated to help — but we weren't sure what to expect.
They came back excited and totally committed, with two of them having read the entire book and the rest having read much more than the assigned excerpts. Luckily, Red had been a straight-A, copious note-taking student. However, she could barely keep up with their comments and feedback, let alone the side discussions generated by the conversations in our book. You could see their interest in personal finance (and many other Life 101 topics) was strong and genuine, and they explained that learning from the mistakes of others was extremely powerful. One student, after prefacing his comment with apologies, stated:
When I grow up, I don't want to be Red.
We'll always be indebted to our Guinea Pigs for their enthusiasm and suggestions, as using our book as the textbook was their idea, not ours. And through their feedback on the book and the lessons they were already learning from it, which began at those pizza lunches, the answer to how best to "teach" a Red & Black class was obvious to them. It was as simple as a book club. For us, it took a little longer to come to that realization as we were hampered by our own preconceived notions about how lessons are taught in a classroom. So, although the initial intent may have been for us to be the teachers and them to be the students... we learned from each other.
P.S. – For those of you interested in a more "educational" look at our detour into the world of education, including "feedback" (student quotes, Black's "non-scientific" surveys, and KIPP press releases) from our two spring semesters when we "taught" at KIPP Houston High School, please check out An Unexpected Education Detour ...
Red loves to stop and reminisce. Black prefers to look forward.
But even Black will admit that sometimes there’s value in looking back — it reminds us where we came from, the detours and roadblocks we have managed to navigate, and that we may be stronger and more capable than we give ourselves credit for. Sometimes, it’s a lesson learned. Sometimes, it’s a memory that reminds us what’s truly important.
But Black has one caveat (and it's one of her favorite car analogies) …
If you decide to look back, keep it in perspective. There's a reason why windshields are so much larger than rearview mirrors.
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