| I’m not sure who’s more excited about Sawyer doing so well at her weekend waitressing job at P. F. Chang’s, me for how she’s balancing her college classes with working, or her because she’s making good money. |
| I am impressed that she plans to save most of it so that she has a nest egg when she graduates. Too bad you did not have the same understanding of money when you were her age. Or, even when you were in your 20s or 30s. |
| You’re never going to let me forget that, are you? I can’t help that I found personal finance intimidating, so avoided it. Plus, it’s confusing. And tedious. And boring. |
| That is one way to look at it – but as you eventually learned, if you can add and subtract, you can “do” personal finance. But, you have made significant progress. You used to kick and scream about it; now you just whine. |
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| Fine, but just because I now have a better understanding of personal finance, it doesn’t make it any more interesting. But just like brushing my teeth, I know it’s something I need to do because not doing it has repercussions. |
| Great analogy, especially as personal finance is important for everyone. |
| But just because something’s important doesn’t mean “everyone” wants to know about it, or do it. For years, we’ve been saying that people would rather be entertained than educated. |
|
I will never forget how
surprised I was that our book,
which was supposed to be the basis of a sitcom, ended up being a powerful way
to “teach” personal finance and other life lessons. I envisioned people enjoying
the sisterly banter and
all the other “characters”, so was focused on them, not the subject matter. |
| Yes, while I was focused on my personal crisis, you were busy turning it into a book – a brand – a business. |
| Once I realized that the most successful sitcoms were about relationships and basic day-to-day living, it seemed logical to use your financial predicament as the backdrop. It was never intended as a “laugh and learn”. |
|
Well, “I Love Lucy” never did an episode on her trying to understand
financial statements. And I doubt “Seinfeld” or “Friends” ever talked
about credit cards. |
| Missed opportunities. Think about our “Assets and Liabilities” story. You started freaking out at the mere mention of financial statements. Telling me how I was the MBA and you were the theater major. Then, when I thought I was making it easier by focusing on assets and liabilities, you completely lost it. Insisting you could not do this. Complaining that you hated math. Your theatrics alone would make it a funny scene. |
| Thanks. Happy to help! |
| Then, when I simplified it and said I wanted to talk about “what you own” versus “what you owe,” you calmed down. And, much to my amusement, you then declared that you could do that, just not assets and liabilities. |
| How was I supposed to know they were the same thing? |
|
The point is that it is a funny story. And one that many people
seem to enjoy, as many people can relate to
being intimidated by terminology. |
| That, and thinking that understanding, let alone “doing”, personal finance requires an MBA. Let’s face it, by creating mental roadblocks, I became my own worst enemy. |
| That is an understatement. But, that “character flaw” can lead to an assortment of amusing episodes. As does thinking that just having more money was the answer, not realizing the key was how you handled the money you had. That having more might mean larger mistakes. |
| Is this where you’re going to tell me about all the celebrities, athletes, and lottery winners who made (or won) millions, but ended up broke or in bankruptcy? I still love how you use Nicholas Cage and his purchase of two ‒ not one, but two ‒ castles to make that point! |
| If these people understood the basics of personal finance, they would have made very different decisions. It is as simple as money coming in and money going out. I guess no one asked them if they could add and subtract. |
| The first time you asked me that, I thought it was just another one of your sarcastic remarks. And whenever we tell that to people, whether an auditorium full of eighth-graders or one person in a business meeting, they always laugh. |
| I miss doing speaking engagements. I loved asking people how many like math. Everyone would look around to see who the nerds in the room were. Then when I asked how many like money, everyone’s hands went up. It is all in the packaging. |
| Which is why I’d love to circle back to the sitcom idea. But how do we get Hollywood to see that a sitcom about personal finance and other Life 101 topics could be successful? And funny! |
| Easy. By not telling them. We focus on the characters that are resonating with audiences of all ages ‒ a warm and fuzzy stay-at-home mom and her pragmatic and sarcastic retired executive sister who races Ferraris, who are surrounded by an assortment of other “characters”. |
| So, just totally ignore the “laugh and learn”. |
| When I first envisioned your crisis as a sitcom, I saw it as something to be disclosed on a need-to-know basis, and at the time, you did not need to know. This is no different. |
| Now that’s funny. |
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We first ran the post below five years ago, and we’re glad April’s no longer Autism Awareness Month but now is Autism Acceptance Month. Especially as autism seems to have become more commonplace (partially due to improved diagnosis, but also less stigma). Most important, though, is learning about autism, including how to talk about it in a non-judgmental way … because that’s what helps all of us move from awareness to acceptance.
| Did you know that April's Autism Awareness Month? I wasn't aware (pun intended) of it until I read our local homeowner's monthly newsletter and it caught my eye. |
| Actually, last month the founding organization, the Autism Society, changed "Awareness "to "Acceptance" to foster inclusivity, as knowing about something is very different from accepting it. But I am guessing that is not the point of this call. |
| Although it isn't autism, it reminded me of years ago when we found out that Natasha has learning disabilities. |
| I think you mean DIFF-abilities. |
| Of course, that's another thing I remember. I was focused on the negative aspects of her diagnosis until you asked me, point-blank, "Why are they called disabilities?" And proceeded to explain that everyone has different strengths and weaknesses. |
| Exactly! Imagine the world if everyone excelled at math, but flunked English. Or, a world of lawyers, but no musicians. Some people are better at social skills, while others excel at handling technical data. Why not just say that people who have different skillsets and abilities have DIFF-abilities versus making them feel like they have shortcomings? |
| I know that you completely changed my way of thinking, not only about Natasha but about the concept of "disabilities" full stop. It opened my eyes – and my brain – about how just because someone has challenges or limited abilities in some areas, that doesn't mean they don't have different gifts and strengths in other areas. |
| Exactly. Although autism is a "spectrum condition" meaning it affects people differently and to varying degrees, it is a complex developmental disorder that can affect a person's social skills, and ability to communicate and interact with others. However, autistic people usually possess some extremely valuable traits that are rare in non-autistic people. |
| Which is why it frustrates me that so many people feel like those with disabilities, excuse me DIFF-abilities, are "lesser" people. When Natasha was diagnosed, she was in her teens and already had a very strong personality (no doubt inherited from you) and, luckily, seemed to have an innate understanding that she was just different, not better, not worse, than others. I guess one of the biggest challenges is to get others to see things with the same mindset. |
| We are a story-telling society, and there are countless stories of people with DIFF-abilities, including those with autism, that are eye-opening and more powerful than anything we could ever say. |
| Funny you say that, as I was curious to learn more about autism and found some inspiring quotes (including a wonderful Tom Hanks clip) that not only gave me great insight but made me smile. One of my favorites was how Paul Collins, an author and parent of an autistic child, said, "Autists are the ultimate square pegs, and the problem with pounding a square peg into a round hole is not that the hammering is hard work. It's that you're destroying the peg." That's such a great way to describe not only those with autism but any disability. |
| Well, technically, it will fit, but it requires that the diameter of the circle be larger than the diagonal of the square. Basic geometry. But, I understand Paul Collin's point. |
| Talk about DIFF-abilities! Couldn't you just agree with me? |
| The thought never crossed my mind. |
| So, how do you plan to explain how our WORDS & BANTER section is different from BANTER BITES? Although it often takes more than a "bite" of sisterly banter to address topics, especially since we always seem to have very different perspectives. |
| You just explained it. |
| Do you think we should mention how, on the surface, it may appear as a hodge-podge? An assortment of topics. Things that don’t fit “nice and neat” in specific categories. |
| Areyou describing WORDS & BANTER? Or, life? |
| I should've known that you'd answer my question with a question. |
| How long have I been your sister? By now, you should be used to it. |
| True. Just like you should be used to my blah-blah-blah. |
| Which explains why we never have a shortage of words … or sisterly banter. |
| That, and the fact that you always seem to have a different point of view or perspective on any given topic. |
| We are sisters— not clones. |
| Well, sometimes I think you’re a Vulcan. Anyway, should we mention that if they want a weekly dose of Red & Black banter and perspective, they should sign up for our newsletter at the bottom of this page? |
| You just did. |
Red assets.rebelmouse.io We love it when Passover, Good Friday, and Easter overlap. Yes, they’re very different celebrations, but they have a lot in common — tradition, history, family, and hope. And the post below is worth repeating, because we wish everyone could remember what we have in common instead of our differences …
| I can't tell you how much I love when Passover and Easter are close together. And this year, the last day of Passover falls on Easter! |
| They usually fall close to one another, and when the girls were young and celebrated everything (which many interfaith families do), it allowed me to be efficient in terms of gift-giving and celebration meals. |
| I'll never forget you adding fluffy Easter bunnies and pastel-colored eggs to a Zabar's basket of Passover goodies. But I wasn't really thinking about that. |
| Let me guess. You want to use this as an opportunity to remind me – once again – that the Comparative Religion class you took decades ago at Wake Forest University was one of the best classes you ever took. |
| Fine, make fun of me. But that class was such an eye-opener. Before it, I thought there were huge differences between the religions. But the reality's very different. We have much in common. |
| Yes, a belief in something bigger than us, in faith, in traditions, in celebrations that go back centuries. |
| Exactly! And while people might celebrate different holidays based on their religion, when those holidays come close together it's a perfect reminder of what's truly important. Our fundamental values are so similar. If everyone could see that, maybe we'd be pulling together more and be torn apart less. |
| It is up to each of us to decide whether we want to focus on our differences or our similarities. |
| At this point, I'd settle for respect, tolerance, and understanding. |
| You left out world peace. Well, given that Passover and Easter both celebrate history … and hope … maybe your request is reasonable after all. |
| In that case, whether our readers are eating the last of the matzo or hunting Easter eggs, I think we should wish them a very happy holiday… one filled with hope, happiness, and peace. |
| You just did. |