| I can't believe that Sawyer's graduated from high school and will be off to college in a few months. It's so bittersweet. Especially as it seems like only yesterday you were bringing me dinner in the hospital the day she was born – it was wedding soup from my favorite Italian restaurant. |
| Well, since that has now become one of her favorite restaurants, that is where we should go to celebrate the start of her exciting new journey. |
| Exciting is an understatement. As soon as she finished her Zoom session with the orientation team at Belmont University, she came downstairs and talked a mile a minute about all the incredible course offerings, and before I knew it, she opened her laptop and was going through everything with me. |
| When she showed it to me, I was impressed by the range of courses available, and it made me want to go back to college. But, I was most impressed by her enthusiasm and commitment to opening herself up to opportunities that she might not have previously considered. |
| I know! For years, starting when we taught at KIPP Houston High School, you've told students that college was a step-along-the-way, not a destination. And the perfect opportunity to try new things. |
| I also said, "Homework never ends; it just is called 'research' when you get older." |
| Yes, although they didn't like hearing that. Most people think that once you walk across the stage to get your diploma, you're done. But I found out the hard way that learning never ends. And it wasn't until I was 40+ years old! |
| And, unlike when you were in school and wanted to learn, you initially resisted learning anything new. You created mental roadblocks and were your own worst enemy. |
| Fine. I didn't think I could "do" personal finance until you made me try. And although I may not like doing it, it was truly a life lesson. And not just for me, but for Natasha and Sawyer, as I was able to share what I learned with them. |
| You may not have proactively wanted to become a lifelong learner, but sometimes you have no choice. For example, when you resigned yourself to get over your resistance to technology. And, FYI, "learning to adapt" is a great skill to have. |
| I'm not sure I'd call it a skill so much as the fear of you giving me grief for not "getting over it". Like a few weeks ago, when I was on my iPad and "fell off" of our Zoom business meeting. I just wanted to let you continue and update me later rather than figure out how to rejoin the meeting on my computer, but I knew that wasn't an option. |
| You figured it out, and quicker than I expected. Zoom meetings are an excellent example of how the pandemic has forced people to learn new things. Research shows that people who are adaptable, who are willing to learn new things, who embrace change are ultimately the most successful. |
| I don't know if you're talking personally, or in the workplace, or both, but I've never thought of "being adaptable" as a skill. But it makes sense since none of us knows what the future will look like. After all, if someone had told me when Natasha was born that one day, I'd be on a video "phone call" with her on another continent using a computer I could hold in my hand, I'd have thought they were crazy – not only about the technology but about my ability to use the technology. |
| Exactly. School can only teach you what is known at the time. After that, you are on your own. Although I find it ironic that educators stress the need to develop lifelong learners, yet the education "system" still does things the way they have always been done. Sounds like, "Do as I say – not what I do." Regardless, I believe a critical part of learning comes from trying new things, taking chances, and even failing, as long as you learn from your mistakes. |
| As a mom, letting your children "fail" goes against your instincts to protect them, although conceptually, I understand that sometimes that's the only way to learn. Plus, as much as I'd like to tell them what to do, if I do, they'll never learn to make their own decisions. I know I'll miss Sawyer a lot when she goes off to college, just as I did when Natasha moved abroad. But I also know that she'll be learning more than what's taught in the classroom as she'll be learning how to live away from home. |
| Yes, there are many things to be learned from living life … they are called "life lessons" for a reason. But, like learning anything else new, you need to be open to the concept. |
| Easier said than done! Unlike you, who approaches everything with a positive mindset and a love of learning, us "mere mortals" find that learning new things isn't always easy and can be uncomfortable. |
| That is where you have to find the right motivation – whether it is to improve aspects of your personal life, advance your career, or just make life more interesting without necessarily having a specific objective. |
| That's how Sawyer's approaching her academic "life" at college – open to learning new things and going in new directions. Unfortunately, that's something that often gets lost or put to the side once we leave school. Unless we're forced into it. |
| Whether proactive or reactive, it does not change the fact that you are never too young or too old to be a lifelong learner. |
Want to read other columns? Here's a list.
Tonight is the first night of Chanukah (FYI, there are multiple "correct" spellings), and while Red may be celebrating the Festival of Lights with potato latkes (pancakes), when she lights the menorah to symbolize bringing light into darkness, she’ll be laughing at Black’s car analogy …
| At the risk of Black coming up with another potato analogy, for me, Chanukah's all about potato latkes. The childhood memories of our dad grating pounds and pounds of potatoes to the point where I'm not sure I could see our kitchen table, many decades later, my eldest daughter taste-testing latkes from an assortment of places. (I love to cook, but latkes are a lot of work.) Of course, the lighting of the menorah is also such a special part of the holiday celebration, whether the electric menorah that my parents had where you would "twist" each light bulb as the nights progressed or the more traditional menorah with candles that my daughters and I light each year (and never leave unattended). |
| I never cease to be amazed by the miracle of Chanukah (regardless of whether you spell it Chanukah or Hanukkah, or some other variation) and how the oil that was only supposed to last one day instead lasted for eight days. It is as if your cellphone indicated it is at 12% but lasts eight days. Or, if the gas gauge in your car indicates you have 25 miles left, but you are able to drive 200 miles. Sometimes things happen that defy logic, and that is where faith takes over. And, a belief in something bigger than all of us. |
red headassets.rebelmouse.io
Blackassets.rebelmouse.ioTomorrow is the start of Chanukah, the Festival of Lights, which celebrates hope and miracles – and who could not use hope and miracles?
Happy Chanukah!
Every year on #GivingTuesday, Red tells Black that she knows how important giving is – whether time or money – but, unlike Black, she doesn’t have a meaningful charity that’s been part of her life for decades. We often “repeat” the conversation below, but this year, Black suggested that Red use #GivingTuesday to think about what charity inspires her or holds special meaning, and then get involved. Making it personal often ends up making it a year-round passion rather than a one-off obligation.
But no matter how you approach charity, beware of potential scammers. And, if in doubt — check them out! (Black likes GuideStar and Charity Navigator.)
| I know today’s Giving Tuesday, but what I always find so amazing is how you treat every day as “Giving Tuesday." |
| What makes you say that? I do not donate to an organization or charity every day. |
| You’re always so literal. I meant that the spirit of “giving to others”, whether donating or providing support in some way, seems to be part of your daily life. |
| I think you are exaggerating. |
| Really? What about your involvement with The Make-A-Wish Foundation? That’s been going on for years. And it didn’t take a “holiday” to get you involved. |
| Actually, it was a golf tournament decades ago. But once you see the difference you can make, even if it is a small donation because they add up, it becomes a way of life. Or, at least, it did for me. |
| I know you’ve quietly done things for other organizations and people, too. Living in the Houston area, we have no shortage of natural disasters, and we’ve seen people’s generosity. But what I like about GivingTuesday is it’s not waiting for a specific event because there are so many worthwhile charities that need our support every day. |
| Agree. And, although I am not always a huge fan of social media, #GivingTuesday – note the hashtag – started in 2012 to harness the power of the internet for hashtag activism and, more specifically, to inspire people and companies to give back. |
| Well, social media or not, I know how important it is to give back and help others. And it’s not always about money. Sometimes they need people to donate their time or expertise. I just wish we didn’t need a tragic event or “special day” as a reminder. |
| So, now that you have been reminded, stop talking to me and do your fair share for #GivingTuesday. Trust me, you will be glad you did. |
Today (Black would probably say “every day”) is the perfect day to give back to others, so check out this great list of ideas and pick one (or more) and become part of #GivingTuesday!
What’s so funny about the holiest day in Judaism, Yom Kippur, the “Day of Atonement”? A day where you fast as a way to help you deeply reflect on your past year, asking forgiveness, and then promising to do better.
Well, technically, nothing is funny about the holiday, but every time we think of this speaking engagement, it makes us laugh (as it did our audience) …
| I know that Yom Kippur isn't exactly known as one of the "fun" Jewish holidays, but every year, I can't help but laugh at what's easily my number one Yom Kippur memory. |
| That is what makes memories … memorable. And, finding something to laugh at on Yom Kippur, the Day of Atonement, which is probably the most important and solemn Jewish holiday, would be memorable. |
| I can't believe you're not even curious what it is!? |
assets.rebelmouse.io | You know I love to "connect the dots", and all you had to say was Yom Kippur, fun, and memory. Obviously, it was when RabbiScott asked us to speak before his congregation on Yom Kippur. |
| Well, I still find it surreal that we were asked to speak about money on one of the High Holy Days. And that we titled our presentation, "Oy Vey, You Want To Talk About Money?" |
| The day is about reflection, making fundamental changes – or at least adjustments – and trying to become a better person. And, just because it is a spiritual journey, there is no reason you cannot make learning fun. |
| True. I remember the time Rabbi Scott put a piece of aluminum foil in the children's Yom Kippur service program to help them understand that Yom Kippur's a day for reflection. But even you must admit that making a congregation laugh about money on a religious holiday is a bit much. |
| But, memorable. A few years later, I met someone who attended that service, and he said he's never forgotten it. |
| For the content or all the food analogies?! I can remember we started by saying how we just wanted to give everyone some food-for-thought and then saying, "Oops, since Yom Kippur's a day of fasting, maybe bringing up the subject of food wasn't such a good idea." |
| Of course, it did not stop us from doing it, again and again. |
| How else could we explain our unexpected journey into personal finance without mentioning it started at our first speaking engagement … which was at a Jewish Federation breakfast? |
| Or, how our detour into criminal justice started with me meeting with the chaplain at a men's prison? But I knew it was meant to be when she told me they had the only kosher kitchen in the Texas prison system. |
| And each time we looked at each other and then the audience, and we all laughed! With each mention of food, it just got funnier and funnier. But there was no way to avoid it. |
| I know. How could you tell the story about realizing all the money you were mindlessly spending at Jamba Juice without mentioning your almost-daily smoothies? Or, how you went grocery shopping at Whole Foods because it was convenient but not cost-effective. Anyway, until that day, I never realized how so many of our stories have to do with food. |
| I think the highlight was toward the end when I was explaining how I felt overwhelmed trying to tackle personal finance. That at times, things seemed insurmountable, and then you told me … it's like eating an elephant, you can do it, just one bite at a time. And everyone started laughing again. |
| On any other day, I doubt that analogy would make you think of food. But, on Yom Kippur, and especially since we were presenting after at least 15 hours of fasting, everything makes you hungry. |
| I guess it's like being so tired that you get slap happy. But I never thought a day of atonement and reflection could end up becoming a day of laughter. |
| On Yom Kippur, we wish people an "easy fast" or a "meaningful fast"… and if a bit of laughter, even if not intended, helps, what is wrong with that? |
| Good point. For that matter, you don't need to be Jewish to take a day, or even just an hour, to stop, to think, and to improve. |
| No fasting required. |