| It's already February and my plans to eat better and exercise in the NewYear are still sitting on a "To Do" list.Yes, I know, this happens to lots ofpeople, but that doesn't make me feel any better. | |
| You and your lists. Thingslike lose weight, exercise,eat healthy are too vague to put on a list. If you werea smoker, would you put "StopSmoking" on a list? | |
| OK, poor choice of words. They're not really on a written list, they'rejust goals I set for myself. | |
| That is even worse. Do you expect you will magicallydo it without any daily reminders – or interim targetgoals? And, what is your motivation? |
| Thanks. That makes me feel even worse. | |
| Get over it. You cannotchange the past. But, February is a perfect time to start again. | |
| February is too much like January – cooler weather that lends itself tocomfort food and just wanting to nest. Plus,it gets dark early. | |
| Those are just excuses. February is perfect because it is American Heart Month.And, heart disease isthe leading cause ofdeath – for both men and women. | |
| That's definitely a good reason.The irony is that I know what to do. Ijust can't seem to find the motivationto keep it going for more than a fewdays. But when it comes to eating welland exercising, nothing seems to deter you. | |
| That is because every morning, I walk into a large closet filled withsize 2 clothing. | |
| That's funny. | |
| Funny or not, itis the truth. I have alwaysbeen a clothes horse. Now, decades later,I have asignificant investment hanging in mycloset. And, since almost everything is timeless and classic, I would beextremely annoyed if it no longer fit. | |
| Well, even if it's something us "mere mortals" can't relate to, at least it keeps you motivated. I just don't haveanything like that in my life. | |
| Really?! I can name twothings. | |
| Well, I'm not sure Natasha and Sawyer would want to be referred to as"things", but I see your point. I think I did abetter job staying fit when they wereyounger and truly needed me every day. Plus, when I was cooking for them, I wasmore focused on healthy eating. Now that they're older, they don't need me asmuch. | |
| That sounds like more excuses. They may no longer need you as cook andchauffeur, but they need yourlife experience and unconditionallove as they struggle with the challenges of young adulthood. | |
| Ok, I don't know whether to start feelingguilty right now or sadbecause I'm not taking good enough care of myself tobe there for them. And hopefully for a long time to come. | |
| The third option is to stop being so dramatic, and just start takingbetter care of yourself. Although Jewishguilt is often an excellentmotivator, that was not my intention. | |
| Thanks for reminding me that takingcare of myself is NOT selfish, because it's aboutmore than me. | |
| Do you rememberthe airplane and oxygen mask analogy? | |
| Oh, yes. It was one of your trickquestions. You askedme if I was on a plane with thegirls and we lost altitude,causing the oxygen masks to drop, would I first put the mask on myself or the girls. I answered the girls, ofcourse. You then pointedout that if I didn't take care ofmyself first, I wouldn't be in a position to help them. | |
| So, if you rememberedthat, why have you not been taking better care of yourself? | |
| Easy. Because day-to- day livingkeeps distracting me. At leastI'm good with having all my annual examsdone because a reminder pops up on my computer. And beforeyou ask, yes, that includes having my blood pressure and cholesterol checked. | |
| Good, because getting "your numbers" is an importantfirst step in diagnosing heart disease.But, is it critical to realize that sinceit is the #1 killer of men and women, we are all at risk. Youalways think it will happen to someone else. | |
| Well, let me break the news toyou, that's just human nature. Plus, most people aren't into numbers like youare. But now that I think about it,given our family history, we may be more at risk than other people. | |
| How many more reasons do you needto start eating healthier andexercising more?How about the financial Implications? Thecost of medical care if you get sick. What if you have a stroke and need long-term care? | |
| Just the thought ofthat makes me sick. | |
| Cute, but the good news is thatyou can always be a burdenon your children; whereas since I live alone, ifsomething happens to me, I will haveto hire someone to help me. | |
| I'llignore the "burden" comment, but I hope you know that I'm always here for you. | |
| I appreciate that. But, between my stubbornness and independence, not tomention, my closest full of clothes, Irather do everything possible toavoid that scenario. That includes being aware of warning symptoms and goingto the doctor sooner versus later. | |
| Says the woman who can afford to have a stress test and other diagnostictests done when there weren't even anysymptoms. | |
| I wanted a baseline forfuture comparisons. And, peace of mind that there were no"silent symptoms". | |
| As a mom, I'm more inclined to take a "dowhat I say, not what I do" approach.I've always taken thegirls to the doctors when something was wrong, but not myself. Let's face it,most of the time stuff goes away, so I'm not going to start running to thedoctor for every little thing. | |
| I am merely saying that you cannot be an ostrich with your head in the sand when it comes to yourhealth. Ignoring symptoms doesnot make them go away. Not taking care of yourselfcan have serious implications.But, it is up to you what you do … you can make smartdecisions now or regret it later. | |
| Well, that's brutally honest. | |
| Yes, it is. Would thiswork better? … Since people associate the heart with love, take care of yourheart because then you arealso taking care of those you love. | |
| Ok, you being warm and fuzzy is a bit alarming. But it has motivated meto go for a walk and think about how I'mgoing to not only begin, but maintain,my "new and improved" lifestyle. | |
| Mission accomplished. |
It's a running joke in my family that the only reason I go to the movies is for the popcorn. And while that isn't 100% true, it's probably close, as I can't remember a time when popcorn wasn't an essential part of the experience.
I can still remember seeing Mel Brooks' "Young Frankenstein" when it was first released (in 1974) at the Massapequa movie theater, which was literally at one end of an old strip shopping center. It bore no resemblance to today's multiplex cinemas, and the concession stand offerings were very limited. It was dark and a bit dingy, and the seats were old and uncomfortable. But I didn't care because the popcorn more than made up for it. And while I sat through multiple showings of the movie (it's still one of my favorites), I was grateful my dad had given me enough money to buy multiple popcorns, as in those days there was no such thing as the big bucket, let alone free refills.
Fast forward, and some things never change...
First, I ask them to fill the large bucket "really high, please, I haven't eaten all day, and I'm starving." Ok, so I probably did eat earlier, but I need an excuse for asking for a ridiculous amount of popcorn, don't I? Which takes me to the next part of my routine. If the bucket's filled to the point of overflowing, I know exactly the pace to eat it so that it lasts for almost the entire movie. (Trust me, I'm not kidding!) And then, the final part of the routine … I don't start eating my popcorn until the movie begins. Not the coming attractions— the movie. (Unlike Black, who races to finish her small size popcorn by the time the movie starts as if it's something to be ticked off a "to do" list.)
So, think what you will, but for me, the popcorn's a critical part of what makes going to the movies so enjoyable. And has become an amusing memory for my youngest daughter and me, as many years ago, when we were in the concession stand line, she asked me what size popcorn I was getting,
I love you, honey, and you're so smart, but that may be the silliest question you've ever asked me. And, quite possibly, will ever ask me.
To this day, she still remembers it, and although she no longer lives at home, when she hears that I’ve gone to the movies, she’ll jokingly ask me what size popcorn I got. And in the same breath, answer the question. Because she knows that there’s only one answer.The biggest bucket available.
Every time we see the photo above of our "guinea pigs", it brings back such fond memories. You may be thinking, "What? Are they calling those students guinea pigs?!" Well, actually, yes. And before you think ill of us, please know that we use the term with great affection, deep gratitude, and utmost respect. And these eight amazing seniors from the Class of 2010 know that's our nickname for them because ...
We started calling them our "Guinea Pigs" as soon as they volunteered to help us develop our Red & Black Personal Finance and Life 101 program at KIPP Houston High School. It was important that they knew this was truly an “experiment”, as neither one of us was a teacher or a financial expert.
It all started at our first speaking engagement, when during Q&A a woman asked why the topics in our book weren’t taught in school. The next thing we knew, we were sitting in the office of Bryan Contreras, Director of KIPP Through College, and being asked not only to develop, but also to teach, a semester-long personal finance and Life 101 course to their high school seniors. During their spring semester. (Yes, the months right before they graduate.) While Red looked like a deer in headlights (we barely considered ourselves authors, let alone teachers), Black responded as she often does, with a simple:
Sure, not a problem.
While Red went home to carpool and baking cookies, Black did what she does best — use her corporate and business experience to tackle the challenge. So, she requested a "task force" of seniors to help us develop the curriculum because, as she put it:
If it is not relevant, why bother? And, who knows best what is relevant to high school seniors? High school seniors.
Black introduced them to the business concept of a working lunch (which might also be considered a pizza bribe), and we met for five Fridays. We gave them a list of select book excerpts they were expected to read each week so we could discuss what they thought should be included in the curriculum. That first week, they seemed motivated to help — but we weren't sure what to expect.
They came back excited and totally committed, with two of them having read the entire book and the rest having read much more than the assigned excerpts. Luckily, Red had been a straight-A, copious note-taking student. However, she could barely keep up with their comments and feedback, let alone the side discussions generated by the conversations in our book. You could see their interest in personal finance (and many other Life 101 topics) was strong and genuine, and they explained that learning from the mistakes of others was extremely powerful. One student, after prefacing his comment with apologies, stated:
When I grow up, I don't want to be Red.
We'll always be indebted to our Guinea Pigs for their enthusiasm and suggestions, as using our book as the textbook was their idea, not ours. And through their feedback on the book and the lessons they were already learning from it, which began at those pizza lunches, the answer to how best to "teach" a Red & Black class was obvious to them. It was as simple as a book club. For us, it took a little longer to come to that realization as we were hampered by our own preconceived notions about how lessons are taught in a classroom. So, although the initial intent may have been for us to be the teachers and them to be the students... we learned from each other.
P.S. – For those of you interested in a more "educational" look at our detour into the world of education, including "feedback" (student quotes, Black's "non-scientific" surveys, and KIPP press releases) from our two spring semesters when we "taught" at KIPP Houston High School, please check out An Unexpected Education Detour ...
Red loves to stop and reminisce. Black prefers to look forward.
But even Black will admit that sometimes there’s value in looking back — it reminds us where we came from, the detours and roadblocks we have managed to navigate, and that we may be stronger and more capable than we give ourselves credit for. Sometimes, it’s a lesson learned. Sometimes, it’s a memory that reminds us what’s truly important.
But Black has one caveat (and it's one of her favorite car analogies) …
If you decide to look back, keep it in perspective. There's a reason why windshields are so much larger than rearview mirrors.


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