| I don't even know why I'm bringing this up, especially since I'm well aware that compared to so many other people, I'm incredibly lucky. Not to mention, you probably won't understand what I'm feeling because let's face it … you're not a mom, you seem to work 24/7, and you never take a vacation. In other words, you're "immune" from so much of what us "mere mortals" are going through. | |
| If it were not for the fact that everyone is staying at home, I would think you were about to ask for time off for a summer vacation. Or, maybe you are planning a stay-cation? | |
| Neither. I was doing my usual disclaimer before I lamented that August will be over before I know it. And when I look back over the summer, I'm going to find myself asking, "What summer?!" |
| The summer of COVID-19. It will be hard to forget. | |
| I know. There are so many people, as in millions, who are truly suffering – whether physically, financially, or both. | |
| Do not forget "mentally" as almost everyone, whether they realize it or not, is experiencing increased levels of stress. But, we are both very lucky. So, beside the obvious, what is your issue with this summer? | |
| Now I feel guilty saying anything. But it's as if summer never happened. I feel like ever since corona-craziness hit over spring break, every day, every week, every month, just feels the same. With the only thing changing being the level of stress. | |
| Sounds like that Bill Murray movie. I think it was called "Groundhog Day." | |
|
Exactly.
| |
| So, if someone asked you what you did this summer, what would be the first thing you would say? | |
| Working seemingly non-stop on Red & Black. | |
| Ok, I suspect if I had asked you that question a year ago, you probably would have said the same thing. | |
| Maybe. Probably. But with us trying to get our new website up and running, it has been even crazier than normal. | |
| I understand. However, we have the luxury of having always worked from home, so that aspect of life did not change. For some people, their work life is now extremely different. | |
| Funny you say that. I was talking to a good friend and mentioned just that, which led to us talking about when Nick was unexpectedly fired years ago. All of a sudden, he had not only lost his job, but was home all the time. It changed the dynamics of our life literally in seconds. Nothing was the same from that moment on. | |
| There is an understatement. And, I remember our conversations about how to explain it to the girls, who were very young at the time. Including the concept of working from home. | |
| Yes, but even years later, once divorced and "doing" Red & Black full-time, it was challenging to work from home over summer break. And that was without all the complications related to the coronavirus. | |
| I know how much COVID-19 affected Sawyer going to camp this year. Not only in terms of the weeks you stressed over whether to allow her to go, but also all the precautions that had to be taken in advance and in preparation for her return home. | |
| This year was extremely different from the last 11 years. Especially because, on top of all the new rules and safety precautions, it was her first time as a camp counselor. I'm glad it worked out, otherwise she'd have gone stir-crazy at home since I was restricting a lot of her normal "outside-the-house" activities. | |
| Yes, I could tell the months of staying home was getting to her. If it had not been for camp, it would have been a daily battle for you – trying to find the balance of keeping her safe yet also allowing her a life. | |
| No kidding. But I'll say this, being stuck at home, Sawyer started cooking more and really enjoyed it. And I did too. It not only helped occupy her time, but she made dinner some nights. And they were delicious. | |
| Do you still barbeque a lot? | |
| Oh, yes. We're doing lots of barbecuing and lots of home cooking. I'm not quite ready to eat out in restaurants, and take-out is nice, but gets expensive. | |
| Funny thing is that your eating habits sound old-fashioned. Back when families used to have meals together at home – instead of everyone grabbing something on the go. | |
| Well, we're all stuck at home. What else are we supposed to do? In fact, if anything, I feel like we're eating too much. | |
| If it makes you feel any better, that is extremely common. Many people turn to food, especially comfort food, to cope with stress. | |
| I don't know if it being "extremely common" makes me feel any better about it. No more so than if you told me it's "extremely common" to feel stressed out about the coronavirus and the fact it seems to have taken over and changed everything. Including summer. | |
| So to recap, this summer is filled with stir-crazy and/or bored kids, juggling work and summer break, barbeques and home cooking. And, if I had to guess, you probably had an overly optimistic list of things you wanted to do this summer that is not getting done. It sounds to me like a normal summer. | |
| Yes, when you put it that way. I regret even starting this conversation, but can't help how I feel. And just because we're extremely lucky compared to others, it doesn't change the fact we still have to deal with the situation. | |
| No argument there. However, I was merely addressing where this conversation started, which was you stating that you felt like you did not have a summer. | |
| OK, so I did have a summer. But, as you pointed out, in so many ways it was just more "extreme". I guess it shouldn't surprise me that you'd see that. After all, as I often say, you're a bit more extreme … | |
| I find that comment extremely … accurate. |
If you find yourself feeling, like Red, that in the scheme of things you've been extremely lucky this summer, consider reaching out to help others that are suffering. For example, Black donates to the local Feeding America Food Bank as the need for food has skyrocketed.
It's a running joke in my family that the only reason I go to the movies is for the popcorn. And while that isn't 100% true, it's probably close, as I can't remember a time when popcorn wasn't an essential part of the experience.
I can still remember seeing Mel Brooks' "Young Frankenstein" when it was first released (in 1974) at the Massapequa movie theater, which was literally at one end of an old strip shopping center. It bore no resemblance to today's multiplex cinemas, and the concession stand offerings were very limited. It was dark and a bit dingy, and the seats were old and uncomfortable. But I didn't care because the popcorn more than made up for it. And while I sat through multiple showings of the movie (it's still one of my favorites), I was grateful my dad had given me enough money to buy multiple popcorns, as in those days there was no such thing as the big bucket, let alone free refills.
Fast forward, and some things never change...
First, I ask them to fill the large bucket "really high, please, I haven't eaten all day, and I'm starving." Ok, so I probably did eat earlier, but I need an excuse for asking for a ridiculous amount of popcorn, don't I? Which takes me to the next part of my routine. If the bucket's filled to the point of overflowing, I know exactly the pace to eat it so that it lasts for almost the entire movie. (Trust me, I'm not kidding!) And then, the final part of the routine … I don't start eating my popcorn until the movie begins. Not the coming attractions— the movie. (Unlike Black, who races to finish her small size popcorn by the time the movie starts as if it's something to be ticked off a "to do" list.)
So, think what you will, but for me, the popcorn's a critical part of what makes going to the movies so enjoyable. And has become an amusing memory for my youngest daughter and me, as many years ago, when we were in the concession stand line, she asked me what size popcorn I was getting,
I love you, honey, and you're so smart, but that may be the silliest question you've ever asked me. And, quite possibly, will ever ask me.
To this day, she still remembers it, and although she no longer lives at home, when she hears that I’ve gone to the movies, she’ll jokingly ask me what size popcorn I got. And in the same breath, answer the question. Because she knows that there’s only one answer.The biggest bucket available.
Every time we see the photo above of our "guinea pigs", it brings back such fond memories. You may be thinking, "What? Are they calling those students guinea pigs?!" Well, actually, yes. And before you think ill of us, please know that we use the term with great affection, deep gratitude, and utmost respect. And these eight amazing seniors from the Class of 2010 know that's our nickname for them because ...
We started calling them our "Guinea Pigs" as soon as they volunteered to help us develop our Red & Black Personal Finance and Life 101 program at KIPP Houston High School. It was important that they knew this was truly an “experiment”, as neither one of us was a teacher or a financial expert.
It all started at our first speaking engagement, when during Q&A a woman asked why the topics in our book weren’t taught in school. The next thing we knew, we were sitting in the office of Bryan Contreras, Director of KIPP Through College, and being asked not only to develop, but also to teach, a semester-long personal finance and Life 101 course to their high school seniors. During their spring semester. (Yes, the months right before they graduate.) While Red looked like a deer in headlights (we barely considered ourselves authors, let alone teachers), Black responded as she often does, with a simple:
Sure, not a problem.
While Red went home to carpool and baking cookies, Black did what she does best — use her corporate and business experience to tackle the challenge. So, she requested a "task force" of seniors to help us develop the curriculum because, as she put it:
If it is not relevant, why bother? And, who knows best what is relevant to high school seniors? High school seniors.
Black introduced them to the business concept of a working lunch (which might also be considered a pizza bribe), and we met for five Fridays. We gave them a list of select book excerpts they were expected to read each week so we could discuss what they thought should be included in the curriculum. That first week, they seemed motivated to help — but we weren't sure what to expect.
They came back excited and totally committed, with two of them having read the entire book and the rest having read much more than the assigned excerpts. Luckily, Red had been a straight-A, copious note-taking student. However, she could barely keep up with their comments and feedback, let alone the side discussions generated by the conversations in our book. You could see their interest in personal finance (and many other Life 101 topics) was strong and genuine, and they explained that learning from the mistakes of others was extremely powerful. One student, after prefacing his comment with apologies, stated:
When I grow up, I don't want to be Red.
We'll always be indebted to our Guinea Pigs for their enthusiasm and suggestions, as using our book as the textbook was their idea, not ours. And through their feedback on the book and the lessons they were already learning from it, which began at those pizza lunches, the answer to how best to "teach" a Red & Black class was obvious to them. It was as simple as a book club. For us, it took a little longer to come to that realization as we were hampered by our own preconceived notions about how lessons are taught in a classroom. So, although the initial intent may have been for us to be the teachers and them to be the students... we learned from each other.
P.S. – For those of you interested in a more "educational" look at our detour into the world of education, including "feedback" (student quotes, Black's "non-scientific" surveys, and KIPP press releases) from our two spring semesters when we "taught" at KIPP Houston High School, please check out An Unexpected Education Detour ...
Red loves to stop and reminisce. Black prefers to look forward.
But even Black will admit that sometimes there’s value in looking back — it reminds us where we came from, the detours and roadblocks we have managed to navigate, and that we may be stronger and more capable than we give ourselves credit for. Sometimes, it’s a lesson learned. Sometimes, it’s a memory that reminds us what’s truly important.
But Black has one caveat (and it's one of her favorite car analogies) …
If you decide to look back, keep it in perspective. There's a reason why windshields are so much larger than rearview mirrors.



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