| Well, it seems I barely got the Thanksgiving decorations put away and I was putting out Chanukah menorahs. Which means the year's almost over. Where did it go? | |
| You say that every year. But this year, I think everyone wants the year to be over. |
| Now there's an understatement! But I still love this time of year. I just wish I could enjoy it more, but I know that the days will just fly by. Chanukah comes mid-month and I'll barely be able to celebrate it before making sure that I'm prepared for Christmas and then New Year. | |
| That is the holiday tradition, exhaust yourself getting "ready" for the holidays. Then, try your best to actually enjoy the holiday, which will be a challenge unto itself given the pandemic. And then, feel relief, and maybe a little sadness, when it is over. | |
| You sound like a modern-day Scrooge. | |
| If that were the case, I would have mentioned the people who go through the holiday season feeling overwhelmed, lonely, or even depressed. Which is probably more this year than usual. | |
| You're not helping the situation. I'm already feeling overwhelmed. Between parenting, work, and managing the challenges of the coronavirus, the holidays just add more things to my already long to-do list with deadlines that can't slide. | |
| Correct me if I am wrong, but I thought the holiday season was supposed to be about spending quality time with family and friends. A time of fun and joy. Of giving and sharing. Of hope. And, maybe even magical. And, yes, I appreciate that the pandemic will require being creative, but it can still be done. | |
| What's going on? You're talking about feelings! You're supposed to be the pragmatic one. | |
| No need to be concerned. Remember, I am the one who can talk about relationships and take emotions out of the picture. | |
| Which always makes me laugh. You're truly the only person I've ever known who can use bullet points to explain relationships. | |
| But, do they make sense? | |
| Yes, but what does that have to do with the holidays? | |
| Everything. Think about it. | |
| I hate when you won't just answer my question. | |
| No, you hate when I make you think. Do you remember the first bullet point? | |
| Yes. It's about understanding your values and priorities – totally independent of the other person. But the holidays are about giving and sharing. They're about family and friends. Even you said that. | |
| True. But, first you have to get back to basics and determine what is important to you. Otherwise, you get too wrapped up in all the details and forget the big picture. And, it is all the details which cause the stress and fatigue. | |
| No kidding. Tell me about it. | |
| One thing leads to another on your list. Then you start adding things you would like to do if you have the time, which somehow become things you feel you have to do. The next thing you know, you have totally unrealistic expectations. Layer on top the over-commercialization of the holiday season and you now are set up for failure instead of success. And, that does not even address the financial aspects, and associated stress, of the holidays. | |
| When I said, "Tell me about it," I was agreeing with you -- not really asking you to tell me about it. | |
| Too late now. You know how literal I can be. Lists aside, can you think of one or two things that you look forward to every holiday season? | |
| That's easy. The first is I always make a conscious effort to spend more time with the girls. It can be as simple as just watching TV with Sawyer or FaceTiming with Natasha. The second is making a little time for me, which this year will mean being creative since I can't escape to the movies. | |
| We both know it is not the movie – it is the movie popcorn. Anyway, the answer is "yes." Now, can you think of one or two unimportant things that are on your holiday to-do list just because they have always been on your list? | |
| Yes. Definitely more than one or two. | |
| Does your list have any of those "it would be nice if I had spare time" items that you know will not happen? | |
| Of course, it does. I see what you're doing. You're making me admit that even though I understand and talk about focusing on what's really important, I sometimes forget to stop and think about it. | |
| I was not asking for an admission of guilt, I was merely helping you remember to … Stop. Think. And, most importantly … Enjoy. |
It's a running joke in my family that the only reason I go to the movies is for the popcorn. And while that isn't 100% true, it's probably close, as I can't remember a time when popcorn wasn't an essential part of the experience.
I can still remember seeing Mel Brooks' "Young Frankenstein" when it was first released (in 1974) at the Massapequa movie theater, which was literally at one end of an old strip shopping center. It bore no resemblance to today's multiplex cinemas, and the concession stand offerings were very limited. It was dark and a bit dingy, and the seats were old and uncomfortable. But I didn't care because the popcorn more than made up for it. And while I sat through multiple showings of the movie (it's still one of my favorites), I was grateful my dad had given me enough money to buy multiple popcorns, as in those days there was no such thing as the big bucket, let alone free refills.
Fast forward, and some things never change...
First, I ask them to fill the large bucket "really high, please, I haven't eaten all day, and I'm starving." Ok, so I probably did eat earlier, but I need an excuse for asking for a ridiculous amount of popcorn, don't I? Which takes me to the next part of my routine. If the bucket's filled to the point of overflowing, I know exactly the pace to eat it so that it lasts for almost the entire movie. (Trust me, I'm not kidding!) And then, the final part of the routine … I don't start eating my popcorn until the movie begins. Not the coming attractions— the movie. (Unlike Black, who races to finish her small size popcorn by the time the movie starts as if it's something to be ticked off a "to do" list.)
So, think what you will, but for me, the popcorn's a critical part of what makes going to the movies so enjoyable. And has become an amusing memory for my youngest daughter and me, as many years ago, when we were in the concession stand line, she asked me what size popcorn I was getting,
I love you, honey, and you're so smart, but that may be the silliest question you've ever asked me. And, quite possibly, will ever ask me.
To this day, she still remembers it, and although she no longer lives at home, when she hears that I’ve gone to the movies, she’ll jokingly ask me what size popcorn I got. And in the same breath, answer the question. Because she knows that there’s only one answer.The biggest bucket available.
Every time we see the photo above of our "guinea pigs", it brings back such fond memories. You may be thinking, "What? Are they calling those students guinea pigs?!" Well, actually, yes. And before you think ill of us, please know that we use the term with great affection, deep gratitude, and utmost respect. And these eight amazing seniors from the Class of 2010 know that's our nickname for them because ...
We started calling them our "Guinea Pigs" as soon as they volunteered to help us develop our Red & Black Personal Finance and Life 101 program at KIPP Houston High School. It was important that they knew this was truly an “experiment”, as neither one of us was a teacher or a financial expert.
It all started at our first speaking engagement, when during Q&A a woman asked why the topics in our book weren’t taught in school. The next thing we knew, we were sitting in the office of Bryan Contreras, Director of KIPP Through College, and being asked not only to develop, but also to teach, a semester-long personal finance and Life 101 course to their high school seniors. During their spring semester. (Yes, the months right before they graduate.) While Red looked like a deer in headlights (we barely considered ourselves authors, let alone teachers), Black responded as she often does, with a simple:
Sure, not a problem.
While Red went home to carpool and baking cookies, Black did what she does best — use her corporate and business experience to tackle the challenge. So, she requested a "task force" of seniors to help us develop the curriculum because, as she put it:
If it is not relevant, why bother? And, who knows best what is relevant to high school seniors? High school seniors.
Black introduced them to the business concept of a working lunch (which might also be considered a pizza bribe), and we met for five Fridays. We gave them a list of select book excerpts they were expected to read each week so we could discuss what they thought should be included in the curriculum. That first week, they seemed motivated to help — but we weren't sure what to expect.
They came back excited and totally committed, with two of them having read the entire book and the rest having read much more than the assigned excerpts. Luckily, Red had been a straight-A, copious note-taking student. However, she could barely keep up with their comments and feedback, let alone the side discussions generated by the conversations in our book. You could see their interest in personal finance (and many other Life 101 topics) was strong and genuine, and they explained that learning from the mistakes of others was extremely powerful. One student, after prefacing his comment with apologies, stated:
When I grow up, I don't want to be Red.
We'll always be indebted to our Guinea Pigs for their enthusiasm and suggestions, as using our book as the textbook was their idea, not ours. And through their feedback on the book and the lessons they were already learning from it, which began at those pizza lunches, the answer to how best to "teach" a Red & Black class was obvious to them. It was as simple as a book club. For us, it took a little longer to come to that realization as we were hampered by our own preconceived notions about how lessons are taught in a classroom. So, although the initial intent may have been for us to be the teachers and them to be the students... we learned from each other.
P.S. – For those of you interested in a more "educational" look at our detour into the world of education, including "feedback" (student quotes, Black's "non-scientific" surveys, and KIPP press releases) from our two spring semesters when we "taught" at KIPP Houston High School, please check out An Unexpected Education Detour ...
Red loves to stop and reminisce. Black prefers to look forward.
But even Black will admit that sometimes there’s value in looking back — it reminds us where we came from, the detours and roadblocks we have managed to navigate, and that we may be stronger and more capable than we give ourselves credit for. Sometimes, it’s a lesson learned. Sometimes, it’s a memory that reminds us what’s truly important.
But Black has one caveat (and it's one of her favorite car analogies) …
If you decide to look back, keep it in perspective. There's a reason why windshields are so much larger than rearview mirrors.



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