|
Ok, I'm not
trying to be overly dramatic. But
over the last few nights,
I keep thinking about that scene
from
The
Ten Commandments
where the mist rolls in and the first- born children of
Egypt are in danger. The corona virus is like that mist, an unseen but deadly
force.
| |
| Actually, that Passover scene is a great analogy and visual. So, in all the COVID- craziness, were you able to prepare for Passover? And, how many pounds of matzo did you buy? | |
| None! I still have a 5-lb box left over from last year. That's the great thing about matzo, it starts out stale. |
| True. I wonder if it even has an expiration date. Hopefully, you were able to get everything else you wanted without spending too long in the grocery store. | |
| It wasn't too bad. It really helped that I started making lists and stocking up on general items a few weeks before the "mad dash" to grocery stores began. | |
| Given how you have always loved lists, and loading up on sale items, I am not surprised. | |
| You can laugh at my lists, but when everyone was hunting for toilet paper and basics, I only had to shop for perishables. I used to go to the grocery story every few days, now I only go weekly. | |
| I probably should not admit this, but over a month ago I ordered toilet paper on Amazon Prime. I thought I bought a family size package, but when it arrived it was a case of family size packages. I am set for a while. | |
| Well, I probably have enough cream cheese to last us until the Fourth of July. It's not a high demand item, except in this house. And getting a brisket, and everything to go with it, is now a "cooking concept" that I do on a regular basis – making a meal that feeds us for several nights. | |
| I use that same approach for restaurant take-out. So, did you get horseradish and gefilte fish? | |
| No. I hate gefilte fish. | |
| The only way I can eat it is if it is hidden under a mountain of horseradish. But, that is not the point. The horseradish is a bitter herb, and eaten as a reminder of the bitter slavery of Jews in Egypt. | |
| At the risk of stating the obvious, don't you think there's enough "bitterness" around us with this awful coronavirus. I really don't think a root vegetable is necessary. | |
| First of all, you can look at the "bitterness" of the current situation, or you can look at all the people pulling together. Yes, there is dread … but there is also hope for a better day. Because, this too shall pass. And, that is the significance of Passover. And Easter. It makes us stop and think of how the past has brought us where we are today. Everyone needs reminders because, unfortunately, it is human nature to forget. | |
|
I'm almost afraid to ask, but as inconceivable as it may
seem now, do you think that when this corona
crisis passes, people will forget the
hardships we're all now facing?
| |
| Totally forget? No. Focus on day-to-day living and moving forward? Yes. Which is not a bad thing, if they learned from this crisis. | |
| I guess that's why traditions and holidays are so important. They help us to remember pain and suffering. I'll admit that I don't do an elaborate Seder with all the customary foods and don't recite all the prayers, but we do sit down as a family and recognize the significance of Passover. | |
| What I find amazing, and inspiring, is how many families that cannot come together in person this year are finding new ways to maintain traditions. The use of technology, like Zoom, Face Time, and Google Hangout, means people can "virtually" be together. | |
| So, you could have a Seder Skype-style?! There's no doubt this is a time of ingenuity. | |
| A crisis is often when mankind is at its best. Especially as it forces us to think about what is most important. Which is each other. It makes us see that we all have more in common than not. That nothing is more precious than our family, our friends, our lives. | |
| Yes, but it seems that it comes at a very high cost. The current situation is so grim and the numbers are escalating every day. Isn't there anything we can do? In Biblical times, the Jews were able to mark their doors with the blood from the sacrificial lamb so that death would pass over their house. | |
| Think about that. They hid in their houses and marked their doors. The stay-in-place orders are basically doing the same thing, except since it applies to all of us, we do not have to mark our doors. If we want to reduce deaths, we have to reduce the spread of COVID- 19. And, it is not only about our families and loved ones. We have to do everything possible so that hospitals will not be pushed beyond their limits and to make sure that urgent medical supplies are available to all those truly in need. | |
| It sounds so simplistic, but it really is true. Each of us can make a difference, so each of us that can stay home, should stay home. If you have to go out, practice social distancing. Everyone needs to keep washing their hands, using hand sanitizer, and practicing social distance. I wish there was a way to get that message out to everyone! | |
| Maybe there is, but then you will accuse me of being warm and fuzzy, which is your area of expertise. | |
| Now you have me curious. | |
| Call or text the people you love. Make sure they are doing everything they can to stay safe. And, if not, encourage them to do so, and tell them why. | |
| You're right, that's way too warm and fuzzy, and totally out of character for you. | |
| Do not worry, this too shall pass. |
What’s so funny about the holiest day in Judaism, Yom Kippur, the “Day of Atonement”? A day where you fast as a way to help you deeply reflect on your past year, asking forgiveness, and then promising to do better.
Well, technically, nothing is funny about the holiday, but every time we think of this speaking engagement, it makes us laugh (as it did our audience) …
| I know that Yom Kippur isn't exactly known as one of the "fun" Jewish holidays, but every year, I can't help but laugh at what's easily my number one Yom Kippur memory. |
| That is what makes memories … memorable. And, finding something to laugh at on Yom Kippur, the Day of Atonement, which is probably the most important and solemn Jewish holiday, would be memorable. |
| I can't believe you're not even curious what it is!? |
| You know I love to "connect the dots", and all you had to say was Yom Kippur, fun, and memory. Obviously, it was when RabbiScott asked us to speak before his congregation on Yom Kippur. |
| Well, I still find it surreal that we were asked to speak about money on one of the High Holy Days. And that we titled our presentation, "Oy Vey, You Want To Talk About Money?" |
| The day is about reflection, making fundamental changes – or at least adjustments – and trying to become a better person. And, just because it is a spiritual journey, there is no reason you cannot make learning fun. |
| True. I remember the time Rabbi Scott put a piece of aluminum foil in the children's Yom Kippur service program to help them understand that Yom Kippur's a day for reflection. But even you must admit that making a congregation laugh about money on a religious holiday is a bit much. |
| But, memorable. A few years later, I met someone who attended that service, and he said he's never forgotten it. |
| For the content or all the food analogies?! I can remember we started by saying how we just wanted to give everyone some food-for-thought and then saying, "Oops, since Yom Kippur's a day of fasting, maybe bringing up the subject of food wasn't such a good idea." |
| Of course, it did not stop us from doing it, again and again. |
| How else could we explain our unexpected journey into personal finance without mentioning it started at our first speaking engagement … which was at a Jewish Federation breakfast? |
| Or, how our detour into criminal justice started with me meeting with the chaplain at a men's prison? But I knew it was meant to be when she told me they had the only kosher kitchen in the Texas prison system. |
| And each time we looked at each other and then the audience, and we all laughed! With each mention of food, it just got funnier and funnier. But there was no way to avoid it. |
| I know. How could you tell the story about realizing all the money you were mindlessly spending at Jamba Juice without mentioning your almost-daily smoothies? Or, how you went grocery shopping at Whole Foods because it was convenient but not cost-effective. Anyway, until that day, I never realized how so many of our stories have to do with food. |
| I think the highlight was toward the end when I was explaining how I felt overwhelmed trying to tackle personal finance. That at times, things seemed insurmountable, and then you told me … it's like eating an elephant, you can do it, just one bite at a time. And everyone started laughing again. |
| On any other day, I doubt that analogy would make you think of food. But, on Yom Kippur, and especially since we were presenting after at least 15 hours of fasting, everything makes you hungry. |
| I guess it's like being so tired that you get slap happy. But I never thought a day of atonement and reflection could end up becoming a day of laughter. |
| On Yom Kippur, we wish people an "easy fast" or a "meaningful fast"… and if a bit of laughter, even if not intended, helps, what is wrong with that? |
| Good point. For that matter, you don't need to be Jewish to take a day, or even just an hour, to stop, to think, and to improve. |
| No fasting required. |
No matter the reason for a garage sale – whether to get rid of things you’re not using anymore, an attempt to declutter, or estate sale “leftovers” – they can be about so much more than just “stuff”. And is why we’re rerunning one of Red’s favorite posts. Plus, Saturday’s National Garage Sale Day. (Yes, that’s a real thing.)
| Thanks for the accounting of your garage sale. But, given how many hours you spent preparing for it, and then the actual sale itself, did you calculate how much you“earned” on a $/hour basis? |
| No, all I know is that it seemed to take forever to go through everything in Mom’s house and decide what to keep, what to sell, what to donate. And what to trash. As far as the garage sale, I’ll give you your half the next time I see you. |
| Keep my half. You did all the work. I did not even offer to help. |
| And that was a big help. Thank you. |
| Obviously, you must be exhausted because you are making no sense. |
| Sorry, but I have a specific way of running garage sales, and the last thing I needed was another “cook in the kitchen”. |
| Not a good analogy as “cook” is a four-letter word that I do not use. |
| Cute. But seriously, I knew if I had asked you to help, you would’ve. But I can only imagine how you’d have reacted when you first saw all the stuff for sale. Especially as I treat garage sales as a way to get rid of items that I know have very little value. I’m not trying to maximize the money I make; I’m just trying to make the stuff “go away”. In fact, I don’t even put prices on them. |
| That all makes sense. Except for not having everything pre-priced. That would drive me crazy. How do you know what to charge people? |
| It’s an experience thing and another reason why I didn’t ask you to help. I have a sense of prices, but not something I could quantify in advance. When someone arrives, I tell them that everything’s cheap and give them an example. They usually look at me like, “Wow, she means it.” And then I tell them to collect what they wantand that I promise to give them a good price. And I do. |
| Is that why you and Mom never had joint garage sales? I cannot imagine she would let you determine prices on the spot. |
| Actually, she’s the one who “taught” me not to price things. That if someone picks up something or you see them looking at it, they’re interested. And that’s all you need to know. Where we differed was in how much to charge. To her, it was fun, but also a way to make money. To me, a garage sale isn’t my retirement account. It’s my way to get rid of stuff, especially big, bulky stuff. |
| In other words, people are paying you to haul off your trash. Or, save you trips taking stuff to your local thrift stores. |
| Exactly. Although I still take a lot of items to thrift stores that would probably sell for a decent price at a garage sale because I believe in what they’re doing, and I know that my donations make a difference. But I forgot how fun a garage sale can be, meeting people and laughing, just making connections, and knowing that someone will now enjoy and/or use your things. Or, in this case, Mom’s things. |
| Is there a particular age group that came to your garage sale? |
| It was truly a mix of people. Not counting the kids tagging along with their parents, which reminded me of when the girls would set up a lemonade stand to benefit Make-A-Wish at my garage sales years ago, they ranged from 20-somethings to senior citizens. But I’m almost afraid to ask why you asked. |
| I will not get into studies and statistics, but younger people are really into the environment and reusing older things, especially clothing (which is one of the three “new” R’s – reduce– reuse – recycle). So, garage sales, along with thrift stores, are becoming more popular than ever. |
| I love it! And the idea of so many of Mom’s things, now that she’s passed, will get to live on and be enjoyed by others. |
| At the risk of sounding like a MasterCard commercial, there are some things that money cannot buy. Like sentimental value and fond memories. |
| I know. Which is why the process of sorting everything was so time-consuming. Interestingly, when that came up in conversation during the garage sale, so many people could relate and then shared their own stories. It was as if they wanted me to know that Mom’s things were getting a good home. |
| Well, if you add that to the cash you made, it sounds like a very successful garage sale. Hopefully, the next sale, being an estate sale with larger and higher-priced items, will be as successful. And, although I tried to get you to use a professional“estate sale” company that would do everything for you, I am beginning to understand why you decided to do it yourself. |
| The hardest part was culling and organizing, and there was no way I’d let strangers go through all of Mom’s things. And the internet makes “advertising” the sale and posting items online very easy. All-in-all, there’s no reason we can’t do it ourselves. |
| We?! |
| Yes, because your ability to combine photos into a single image and correct my grammar is important. But your spreadsheets will be critical. |
| Now, that I can do. |
Regardless of why summers are getting hotter and hotter … they are. Which is miserable for everyone. But, don’t sweat it, we’re rerunning this post as a reminder of what you can do to make the heat just a little more bearable – for you and others. Plus, Red loves the movie clip …
| I know everyone’s talking about the record-setting temperatures because everyone’s experiencing them, but I’m so tired of it being so damn hot out. Or, should I say “too darn hot,” in honor of one of my favorite all-time musicals, “Kiss Me, Kate”? |
| You said it was worse when you lived in Hong Kong and Shanghai because there was little difference between day and evening temperatures and humidity. At least here, it cools off a little once the sun goes down. |
| But not enough. I know I’m getting older, so that doesn’t help, but the heat seems more oppressive, and I’m not only lethargic but cranky. |
| I think the correct word is … crankier. But, if it makes you feel any better, research provides a legitimate reason for being tired and cranky – the more our bodies work to cope with the physical heat, the less we can deal with the associated emotions. |
| Of course, you researched it. |
| And, even though I typically do not “do” nice, the heat makes me realize the need to be patient with people. |
| That’s funny. While everyone else is getting testy, you get nice. But since I know everyone’s feeling the heat, I try to think of others. Even a small gesture can make a big difference. For example, when I runerrands (which, ideally, would be early morning but, realistically, tend to belate afternoon), I make a point to let shoppers walking in the parking lotalways have the right of way since I’m protected from the sun in the comfort ofmy air-conditioned car while they’re outside in the blistering sun. |
| Did you know that heat waves are the #1 weather-related killer in the U.S., killing more people than floods, hurricanes, or tornadoes? That is why they started naming heat waves – so they would get the attention they deserve. And some cities (Miami, Phoenix, and LA) have even appointed heat officers. |
| I didn’t know about that, but I do know that when the girls were small, they needed special attention. Same with the elderly. And don’t forget animals, too! I limit Moo’s outside time and make sure she stays hydrated. I even set the timer for 10 minutes when I let her out. |
| I admit I am very fortunate as I can hide from the heat in my air-conditioned high-rise. But, to help the demands on Houston’s power grid, I have raised the temperature setting on my A/C even though I can feel the effect on my productivity. I have also closed blinds and drapes, unplugged non-essential appliances, and am taking cooler, shorter showers. |
| I have done the same! Although I’ll admit I was prompted by an email from my electricity provider. It also had great tips for the best time to run appliances, like trying to avoid the hours when most people get home from work as they turn on or lower A/C’s, run ovens and washing machines, etc. |
| There is much we can and should do, but I do not want to start talking about global warming or climate change, or who is to blame, even though it is a “hot topic” (sorry, could not resist). |
| Well, I hear this month’s being declared the hottest month ever, and hopefully, we’ll weather, pun intended, this summer’s heat. But I’m afraid things are only going to get worse over the coming years. |
| Agree, but for now, all I have to say is … if you must go out in the heat, PLEASE avoid these eight mistakes. |


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