|
Ok, I'm not
trying to be overly dramatic. But
over the last few nights,
I keep thinking about that scene
from
The
Ten Commandments
where the mist rolls in and the first- born children of
Egypt are in danger. The corona virus is like that mist, an unseen but deadly
force.
| |
| Actually, that Passover scene is a great analogy and visual. So, in all the COVID- craziness, were you able to prepare for Passover? And, how many pounds of matzo did you buy? | |
| None! I still have a 5-lb box left over from last year. That's the great thing about matzo, it starts out stale. |
| True. I wonder if it even has an expiration date. Hopefully, you were able to get everything else you wanted without spending too long in the grocery store. | |
| It wasn't too bad. It really helped that I started making lists and stocking up on general items a few weeks before the "mad dash" to grocery stores began. | |
| Given how you have always loved lists, and loading up on sale items, I am not surprised. | |
| You can laugh at my lists, but when everyone was hunting for toilet paper and basics, I only had to shop for perishables. I used to go to the grocery story every few days, now I only go weekly. | |
| I probably should not admit this, but over a month ago I ordered toilet paper on Amazon Prime. I thought I bought a family size package, but when it arrived it was a case of family size packages. I am set for a while. | |
| Well, I probably have enough cream cheese to last us until the Fourth of July. It's not a high demand item, except in this house. And getting a brisket, and everything to go with it, is now a "cooking concept" that I do on a regular basis – making a meal that feeds us for several nights. | |
| I use that same approach for restaurant take-out. So, did you get horseradish and gefilte fish? | |
| No. I hate gefilte fish. | |
| The only way I can eat it is if it is hidden under a mountain of horseradish. But, that is not the point. The horseradish is a bitter herb, and eaten as a reminder of the bitter slavery of Jews in Egypt. | |
| At the risk of stating the obvious, don't you think there's enough "bitterness" around us with this awful coronavirus. I really don't think a root vegetable is necessary. | |
| First of all, you can look at the "bitterness" of the current situation, or you can look at all the people pulling together. Yes, there is dread … but there is also hope for a better day. Because, this too shall pass. And, that is the significance of Passover. And Easter. It makes us stop and think of how the past has brought us where we are today. Everyone needs reminders because, unfortunately, it is human nature to forget. | |
|
I'm almost afraid to ask, but as inconceivable as it may
seem now, do you think that when this corona
crisis passes, people will forget the
hardships we're all now facing?
| |
| Totally forget? No. Focus on day-to-day living and moving forward? Yes. Which is not a bad thing, if they learned from this crisis. | |
| I guess that's why traditions and holidays are so important. They help us to remember pain and suffering. I'll admit that I don't do an elaborate Seder with all the customary foods and don't recite all the prayers, but we do sit down as a family and recognize the significance of Passover. | |
| What I find amazing, and inspiring, is how many families that cannot come together in person this year are finding new ways to maintain traditions. The use of technology, like Zoom, Face Time, and Google Hangout, means people can "virtually" be together. | |
| So, you could have a Seder Skype-style?! There's no doubt this is a time of ingenuity. | |
| A crisis is often when mankind is at its best. Especially as it forces us to think about what is most important. Which is each other. It makes us see that we all have more in common than not. That nothing is more precious than our family, our friends, our lives. | |
| Yes, but it seems that it comes at a very high cost. The current situation is so grim and the numbers are escalating every day. Isn't there anything we can do? In Biblical times, the Jews were able to mark their doors with the blood from the sacrificial lamb so that death would pass over their house. | |
| Think about that. They hid in their houses and marked their doors. The stay-in-place orders are basically doing the same thing, except since it applies to all of us, we do not have to mark our doors. If we want to reduce deaths, we have to reduce the spread of COVID- 19. And, it is not only about our families and loved ones. We have to do everything possible so that hospitals will not be pushed beyond their limits and to make sure that urgent medical supplies are available to all those truly in need. | |
| It sounds so simplistic, but it really is true. Each of us can make a difference, so each of us that can stay home, should stay home. If you have to go out, practice social distancing. Everyone needs to keep washing their hands, using hand sanitizer, and practicing social distance. I wish there was a way to get that message out to everyone! | |
| Maybe there is, but then you will accuse me of being warm and fuzzy, which is your area of expertise. | |
| Now you have me curious. | |
| Call or text the people you love. Make sure they are doing everything they can to stay safe. And, if not, encourage them to do so, and tell them why. | |
| You're right, that's way too warm and fuzzy, and totally out of character for you. | |
| Do not worry, this too shall pass. |
Every time we see the photo above of our "guinea pigs", it brings back such fond memories. You may be thinking, "What? Are they calling those students guinea pigs?!" Well, actually, yes. And before you think ill of us, please know that we use the term with great affection, deep gratitude, and utmost respect. And these eight amazing seniors from the Class of 2010 know that's our nickname for them because ...
We started calling them our "Guinea Pigs" as soon as they volunteered to help us develop our Red & Black Personal Finance and Life 101 program at KIPP Houston High School. It was important that they knew this was truly an “experiment”, as neither one of us was a teacher or a financial expert.
It all started at our first speaking engagement, when during Q&A a woman asked why the topics in our book weren’t taught in school. The next thing we knew, we were sitting in the office of Bryan Contreras, Director of KIPP Through College, and being asked not only to develop, but also to teach, a semester-long personal finance and Life 101 course to their high school seniors. During their spring semester. (Yes, the months right before they graduate.) While Red looked like a deer in headlights (we barely considered ourselves authors, let alone teachers), Black responded as she often does, with a simple:
Sure, not a problem.
While Red went home to carpool and baking cookies, Black did what she does best — use her corporate and business experience to tackle the challenge. So, she requested a "task force" of seniors to help us develop the curriculum because, as she put it:
If it is not relevant, why bother? And, who knows best what is relevant to high school seniors? High school seniors.
Black introduced them to the business concept of a working lunch (which might also be considered a pizza bribe), and we met for five Fridays. We gave them a list of select book excerpts they were expected to read each week so we could discuss what they thought should be included in the curriculum. That first week, they seemed motivated to help — but we weren't sure what to expect.
They came back excited and totally committed, with two of them having read the entire book and the rest having read much more than the assigned excerpts. Luckily, Red had been a straight-A, copious note-taking student. However, she could barely keep up with their comments and feedback, let alone the side discussions generated by the conversations in our book. You could see their interest in personal finance (and many other Life 101 topics) was strong and genuine, and they explained that learning from the mistakes of others was extremely powerful. One student, after prefacing his comment with apologies, stated:
When I grow up, I don't want to be Red.
We'll always be indebted to our Guinea Pigs for their enthusiasm and suggestions, as using our book as the textbook was their idea, not ours. And through their feedback on the book and the lessons they were already learning from it, which began at those pizza lunches, the answer to how best to "teach" a Red & Black class was obvious to them. It was as simple as a book club. For us, it took a little longer to come to that realization as we were hampered by our own preconceived notions about how lessons are taught in a classroom. So, although the initial intent may have been for us to be the teachers and them to be the students... we learned from each other.
P.S. – For those of you interested in a more "educational" look at our detour into the world of education, including "feedback" (student quotes, Black's "non-scientific" surveys, and KIPP press releases) from our two spring semesters when we "taught" at KIPP Houston High School, please check out An Unexpected Education Detour ...
Red loves to stop and reminisce. Black prefers to look forward.
But even Black will admit that sometimes there’s value in looking back — it reminds us where we came from, the detours and roadblocks we have managed to navigate, and that we may be stronger and more capable than we give ourselves credit for. Sometimes, it’s a lesson learned. Sometimes, it’s a memory that reminds us what’s truly important.
But Black has one caveat (and it's one of her favorite car analogies) …
If you decide to look back, keep it in perspective. There's a reason why windshields are so much larger than rearview mirrors.
| The last few days have been beautiful fall weather, and I can't help but wonder — do you ever miss having your Ferrari convertible? |
| Although some days are perfect convertible weather, given that I barely drove it the last few years I owned it, averaging less than 50 miles a year, I can honestly say, "No." In fact, I cannot even remember the last time I drove it. |
| I can't help you with that, but I'll never forget the last day we taught at KIPP Houston High School, and you drove it there. You should have seen the students' faces as you were lowering the top on it. |
| Funny thing is, I never took the car to KIPP because I did not want anyone to think I was showing off, but I forgot how exciting it is for motorheads to see special cars — whether new or vintage. |
| I doubt everyone crowding around your car was a motorhead, but they certainly were excited to see it. Boys AND girls! At the risk of sounding warm and fuzzy, I think the fact you not only drove a Ferrari, but also raced them, gave the girls a feeling of empowerment that they really can do anything. |
| I guess because I always worked in male-dominated industries, I got used to being the "token" woman. Regardless, I never look at things as being gender-specific. |
| That's because you never look at anything like the rest of the world does, or at least most people do. A perfect example of that is you giving Juan a ride in the Ferrari. I doubt many people would have done that. |
| It seemed only fair since he tried to make a "deal" with me the day before — a hand of poker or even a flip of a coin. If he wins, he gets a ride in the Ferrari. If I win, he will be my slave for a day. Giving him a ride in the car was a reward for having the chutzpah to try to make a deal with me. And, in the two years we taught at KIPP, of the over 200 students who took our Personal Finance & Life 101 class, he was the only one ever to do that. |
| I'll never forget how you also told them that although it may not be the proper definition for the Yiddish word "chutzpah," the real-life definition is "having balls." |
| How else would you explain it? |
| You should know, as many people have used that word to describe you. And it was consistent with the lesson we taught them about how you "confronted" Bob Weinstein (of the movie-producing Weinstein Brothers) at a conference in New York. (Granted, it was well before the #MeToo scandal.) You realized you had nothing to lose, not to mention you were well prepared. |
| In most scenarios, if you do not ask for something, you will not receive it. So, what is the risk of asking? Someone may say "no"? The way I see it, you are no worse off than before you asked. So, in reality, there is no downside risk, but there IS upside potential. They may say "yes." |
| True. And I laughed, although I wasn't surprised when everyone else started asking for a ride in the Ferrari! |
| Except Juan did not just ask for a ride. He tried to negotiate a deal. He structured it so that there was an upside for me if he lost the bet, which obviously would be the downside for him. But, what impressed me the most was that he was proactive and took a chance, albeit a long shot, to get something he wanted. |
| And given the smile on his face when you drove off, it obviously paid off. I bet, even though it has been many years, it's something he's never forgotten. |
| The lesson or the ride in the Ferrari? |
| Both. And I will go out on a limb and say I bet many of the kids standing around the car when you told Juan to jump in, and then explained why, may also remember not only that day but the importance of the lesson. |
| Then, it was a perfect day for a convertible ride. |


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